Your cover options
Essentials
Our kitchen installer's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need kitchen fitter insurance cover?
As a kitchen installer, you work closely with your customers. While you may take every precaution when working in people’s homes to protect both the property and personal safety of you and your customers, accidents can still happen. In our increasingly litigious society, the costs to you and your business can be significant. Public liability insurance for kitchen installers protects you financially against claims for injury or damages.
Public liability insurance for kitchen installers
Our kitchen fitters insurance can provide £1 million, £2 million or £5 million for public liability. As well as protecting you against claims, it also safeguards your business in other ways. Our Classic and Plus policies include all risks tools insurance up to £1,000 as standard (which can be extended to £15,000) – 24 hours a day. Professional indemnity insurance up to £100,000 is also provided as standard with kitchen fitters insurance. Plus, you have the option to pay in monthly instalments on Direct Debit.
Why choose us?
- 150,000 customers so far have chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
Product features
- No claim discount of up to 15% if you have been trading for at least three years and have three claim free years. Lower discounts are achievable if you do not meet this criteria
- Tools insurance cover available with 24 hour protection
- Optional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hired-in Plant
- Free Temporary Employee cover where Employers Liability included
Convenient and simple kitchen installers insurance quotes
To get a free quote for kitchen installers insurance simply click the red “Get a Quote” button above. Alternatively you can talk to our experienced and friendly team about kitchen, bedroom and bathroom fitters insurance on 0800 0280 380, or find other ways to contact us via our Contact Us page.
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Frequently Asked Questions
Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.