TDI Feefo Reviews Combined Stars 12.07.21
Trade Direct Feefo Platinum 2022 Banner Blue

Your cover options


Our loft conversion contractor's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Contractor on stepladder mounting roof insulation

Why do you need loft conversion contractors' insurance?

You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your loft conversion business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Workman in loft laying flooring

Public liability insurance for loft conversion contractors

We’ve worked hard to create an exclusive self-employed and contractor’s loft conversion public and employers’ liability policy. As well as optional covers for tools, you have the option to cover any owned and hired plant. Personal accident cover is available with our Plus product – which pays a weekly sum if you’re unable to work. You can also add jury service cover if you’re called for jury duty. Plus, you have the option to pay in monthly instalments on Direct Debit.

Get a Quote

Empty loft conversion in progress

Why choose Trade Direct Insurance?

At Trade Direct Insurance our experience of dealing with more than 70 trades and professions also helps us to understand the challenges you face on a daily basis. With over 30 years experience, having helped over 150,000 customers, we have the public liability product and industry knowledge to meet the insurance needs of the construction and building trades. We work with world insurance giant Zurich Insurance to provide you with the unique level of cover you require in the business of converting a loft into a treasured part of someone’s home living space.

Friendly and Informative

Here at Trade Direct one of our friendly and experienced team can provide you with unique combined liability insurance cover, reassuringly backed by Zurich Insurance for your protection.

Our team members have knowledge of more than 70 trades including loft conversion, and can ensure that you have immediate cover that will help protect you, your client and their property, the public and your equipment.

Trade Direct’s self employed contractors public liability policy allows you to select the level of cover with limits of £1 million, £2 million and £5 million, and by adding on Employers Liability cover you can protect up to 15 direct employees or labour only sub contractors.

Peace of mind

Trade Direct and industry giant Zurich Insurance work together to give you peace of mind as a loft conversion contractor with a unique combined liability insurance policy.

To get a free quote for loft conversion contractor insurance simply click the red “Get a Quote” button above. Alternatively you can talk to our knowledgeable and friendly team on 0800 0280 380, or find other ways to contact us via our Contact Us page.

You may also be interested in

Tradesman with drill

Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

Smiling tradesmen standing by van

Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

Foreman Using Laptop On Building Site

Frequently Asked Questions

Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.