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Our carpenter's Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
You and your carpentry or joinery company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your carpentry business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Carpenters’ and Joiners' public liability insurance might not be a legal requirement, but it makes sound business sense to have it. It provides protection for you and your business against claims that may arise from a member of the public as a result of your actions or your employees. If you don’t have public liability insurance, you’ll have to cover the costs of any damages. Plus, you have the option to pay in monthly instalments on Direct Debit.
We know how vital your tools are to the day to day running of your business, so we have included £1,000 all risks tools insurance as standard with our Classic and Plus cover. Your tools are covered 24 hours a day, and protects you in the event that they are stolen from a locked vehicle or damaged anywhere in the UK. This cover can be extended to £15,000 if necessary.
Professional indemnity insurance of £100,000 is also included as standard with our Classic and Plus cover.
We provide carpenters and joiners’ Liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 for a quote, or find other ways to contact us via our Contact Us page.
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.