I have just returned to my old trade after a 6 month trial of employed work. It wasn’t for me. I called up Trade Direct Insurance for all my public liability insurance needs & I’m happy to report it was as easy to set up as putting on my favourite pair of slippers after a hard days work. Many thanks TDI.
R J Hunter - Wednesday, November 13, 2024
Great and easy process, The phone call after was a nice human touch
Mr Christopher Chapman - Monday, October 21, 2024
Great company and service the employees are really helpful and friendly
Mr james white - Tuesday, October 08, 2024
The guy I spoke to was really helpful and I got a good price.
Pennells developments ltd - Saturday, October 05, 2024
Your cover options
Essentials
Our carpenter's Essentials package includes Public Liability insurance and cover for Financial Loss.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Financial Loss £100,000
Classic
OurClassic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list ofoptional extras to give you the cover you need:
Why do you need carpentry business insurance cover?
You and your carpentry or joinery company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for carpenters
Carpenters’ and Joiners' public liability insurance might not be a legal requirement, but it makes sound business sense to have it. It provides protection for you and your business against claims that may arise from a member of the public as a result of your actions or your employees. If you don’t have public liability insurance, you’ll have to cover the costs of any damages. Plus, you have the option to pay in monthly instalments on Direct Debit.
Sole traders, partnerships, limited companies and limited liability partnerships
Carpenters and joiners who work on domestic and commercial properties
Individuals, small to medium sized businesses specialising in build, repair or maintenance work
Businesses with turnover of up to £3 million
Features of our insurance for carpenters
We know how vital your tools are to the day to day running of your business, so we have included £1,000 all risks tools insurance as standard with our Classic and Plus cover. Your tools are covered 24 hours a day, and protects you in the event that they are stolen from a locked vehicle or damaged anywhere in the UK. This cover can be extended to £15,000 if necessary.
Professional indemnity insurance of £100,000 is also included as standard with our Classic and Plus cover.
Cover for bigger businesses
We provide carpenters and joiners’ Liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 for a quote, or find other ways to contact us via our contact us page.
Related content and insurances
Carpenters & Joiners insurance FAQs
Looking for more information on whether carpenters insurance is right for you? From general questions to specific scenarios, find the answer to your query.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.