
Carpet Cleaning Public Liability insurance
Fixed Price, Fixed Peace of Mind
Lock in your insurance price for two full years with Trade Direct’s Price Freeze with our Classic and Plus policies.
Whether you're a builder, plumber, electrician or decorator, we know your work load can be unpredictable - your insurance price shouldn’t be.
Your cover options
Essentials
Our carpet cleaner's Essentials package includes Public Liability insurance and cover for Third Party Financial Loss.
- Public Liability insurance up to £5 million
- Third Party Financial Loss £100,000
- Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Temporary Total Disablement Benefit up to £600 a week per person
- Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover

Why do you need carpet cleaning insurance cover?
It might not be one of the most dangerous trades out there, but carpet cleaning can still result in accidents and damage. An injury or damage claim could impact your small business financially. And if peace of mind and freedom to get on with your job isn’t enough to convince you, many companies and trade associations will need evidence of public liability insurance.
Public liability insurance for carpet cleaning
We know you take great pride in your work and always hope for things to be spotless, but if you don’t have public liability insurance, and are found to be liable, you could have to cover the cost of any damage that might occur. Our carpet cleaner insurance is backed by Zurich Insurance Company Ltd, one of the biggest insurance companies in the world. And if you don’t want to pay annually, you can always set up a monthly direct debit.

Why choose us?
- 150,000 customers so far have chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
What is covered by our carpet cleaning public liability insurance cover?
If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.
If you select Classic or Plus cover options, you have the option to take our Personal Accident insurance, which is designed to pay you an income in the event that you’re unable to work due to an accident at work. You could also select Jury Service cover which may provide an income if you have to take time out for jury service.
Fast, competitive carpet cleaning insurance quotes
You can find out more about our carpet cleaning liability insurance on this website. For instant carpet cleaning insurance quotes and immediate cover, please click the red “Get a Quote” button above, or chat to our friendly and professional team on 0800 0280 380. See how Trade Direct can help you secure your future.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they ’re designed to cover and when they can be added.
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