<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WCK3FXN" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Tradesman Insurance | Trade Direct Insurance
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<h1 style="text-align: center;">Buy peace of mind today with <strong>Tradesman insurance</strong></h1>

Buy peace of mind today with Tradesman insurance

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What is tradesman insurance?

Tradesman insurance is designed to protect you and your business from customer claims or claims from members of the public. When you're working on a job, there are risks and hazards everywhere for you, your workers and the public. With tools and materials left lying around and exposed work areas close to the public, there is more chance of something happening.

Product features

  • Public liability cover of up to £5 million
  • Professional indemnity cover available
  • Cover for financial loss
  • Accidental death cover
  • Tools cover up to £15,000
  • Personal accident cover
  • Plus optional extensions and extras
  • Option to pay in monthly instalments

Who do we cover?

  • Sole traders
  • Contractors
  • Partnerships
  • Limited companies
  • Limited Liability Partnerships
  • Up to 15 employees
  • Businesses with turnover up to £3 million
  • Single and multiple trades

What trades do we cover?

  • Over 70 recognised trades covered
  • Plumbers Insurance
  • Builders Insurance
  • Heating & Gas Engineers Insurance
  • Electricians Insurance
  • Painters and Decorators Insurance
  • Cover for multiple trades available

Why Trade Direct?

  • Save 10% with B&Q TradePoint
  • Backed by Zurich, who pay 99% of claims
  • Feefo™ Platinum Trusted Service Rated
  • Expert UK telephone support
  • Specialists in Tradesman Insurance

Do I need tradesman insurance?

We know accidents can happen, no matter how experienced you are. For any tradesperson, self-employed, sole trader or professional, having comprehensive coverage against injuries, damage and more can help protect you from financial loss.

Consider how much risk you work poses to others - if they're visiting your premises, or you're working on theirs, ask yourself if someone made a claim against you, could you and your business afford to pay the financial consequences? This is where tradesman public liability insurance matters.

How much is tradesman insurance?  

You can be sure that the cost of having tradesman public liability insurance outweighs the potential cost of not having it. The cost of a policy with us varies depending on the work you do and the size of your business.

Picking the cheapest quote can seem like the easiest option, but not all policies are equal. The best thing to do is get a free no-obligation quote. Make sure you give us accurate information, so you know your policy is worth the price and so you can tailor comprehensive coverage to meet your needs.

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Your cover options


Our Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on Classic by adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
  • Tools cover (from £1,000 to £15,000)
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Trade Direct Insurance Services Limited (company number 1580129). Registered office Mill Pool House, Mill Lane, Godalming, Surrey, GU7 1EY. Trade Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm registration number 307734. You can check this by visiting the FCA website at www.fca.org.uk/register or by contacting the FCA on 0800 111 6768

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