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Our painters and decorators Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your decorating business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Our public liability insurance for self-employed painters and decorators starts at £1 million liability cover, which you can extend to £2 million or £5 million. This offers protection for you and your business against claims that may arise from a member of the public for injury or loss suffered as a result of your actions or your employees. Plus, you have the option to pay in monthly instalments on Direct Debit.
If you choose our classic or plus cover level you will also get £1,000 of all risks Tools insurance included. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000.
Professional Indemnity insurance of £100,000 is also included as standard with our classic or plus cover.
If you have people working for you, you can add employers’ liability insurance to the policy. This provides cover for up to 15 permanent manual employees and up to 100 days for temporary workers.
It’s not just injuries or loss to other people that you should consider insurance. There is also the option to include personal accident cover if you select our Plus cover, which could pay an income if you are unable to work as the result of an accident at work.
We provide painters and decorators’ Liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 or find other ways to contact us via our Contact Us page.
We provide cover for domestic and commercial properties excluding the following hazardous works:
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.