Cleaner's Public Liability Insurance
Your cover options
Essentials
Our cleaner's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need cleaners' insurance cover?
The pride you take in your work, the transformations you create and the smiles on your customers faces are why you love the job you do. But as well as making a difference to people’s lives, the nature of your work means accidents can happen – no matter how careful you are. You’re in and out of people’s homes and businesses, handling precious belongings, using your own equipment and using potentially risky substances. We know you’re a perfectionist with great attention to detail, but being responsible for an accident can be a distressing situation to be in.
Public liability insurance for cleaners
Accidents happens to the best of us - a slip on a wet floor, a trip over a power cable or a spill of a harmful fluid. And as someone who works within people’s homes and at different business locations, it’s possible that you or your team could be financially responsible for any mistakes and mishaps. Injury, loss and damage claims can be devastating to small business owners. But by choosing the right level of public liability insurance, you can continue to do the job you love and keep your track record spotless.
Why choose us?
With 30 years trading experience and backed by Zurich Insurance, who pay out on 99% of valid claims, your cleaning business is in safe hands with Trade Insurance Direct. Whether you need cover for liability, indemnity, injury or illness, we’re on your side and will aim to resolve any issues you have as swiftly as possible.
Some of the benefits:
- Up to £5 million Public Liability Insurance
- £1,000 tools cover with our Classic Public Liability Insurance
- £400 Personal Accident cover per week with our Plus Public Liability insurance
Types of cleaning professionals we protect
- Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
- Residential and commercial cleaners, housekeepers and general cleaning services
- Cover for an additional or secondary trade is available
- Insurance for up to 15 employees or trainees
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Cleaning insurance FAQs
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