Excavator Public Liability Insurance
Your cover options
Essentials
Our excavator's Essentials package includes Public Liability insurance and cover for Third Party Financial Loss.
- Public Liability insurance up to £5 million
- Third Party Financial Loss £100,000
- Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Temporary Total Disablement Benefit up to £600 a week per person
- Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need excavator insurance cover?
As an excavator, you know that groundwork can be a hazardous job. Accidents can happen every day and injury, loss or damage claims can put a dent into your small business financials. We know you want to get on with your job and get peace of mind, so make sure you cover all bases with our public liability insurance with optional plant insurance.
Public liability insurance for excavators
You can relax and know that our combined liability insurance policy backed by Zurich Insurance Company Ltd, is geared to your needs as an excavator and is unique to Trade Direct. Our specialised policy offers immediate cover for more than 70 construction trades, including excavators. Get your excavator insurance quote today to hit the ground running.
Why choose us?
- 150,000 customers so far have chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
What is covered by our excavator public liability insurance cover?
If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.
If you select Classic or Plus cover options, you have the option to take our Temporary Total Disablement Benefit, which is designed to pay you an income in the event that you're unable to work due to an accident at work. You could also select Jury Service cover which may provide an income if you have to take time out for jury service.
Fast, competitive excavator insurance quotes
You can find out more about our excavator liability insurance on this website. For instant excavator insurance quotes and immediate cover, please click the red "Get a Quote" button above, or chat to our friendly and professional team on 0800 0280 380. See how Trade Direct can help you secure your future.
Related content and insurances
Excavators insurance FAQs
Looking for more information on whether excavators insurance is right for you? From general questions to specific scenarios, find the answer to your query.
Tools insurance
Van insurance
