Your cover options

Essentials

Our excavators' Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000

Classic

Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)

Plus

Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person

Extras

Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Tradeswoman On Buidling Site Excavator Operator

Why do you need excavator insurance cover?

As an excavator, you know that groundwork can be a hazardous job. Accidents can happen every day and injury, loss or damage claims can put a dent into your small business financials. We know you want to get on with your job and get peace of mind, so make sure you cover all bases with our public liability insurance with optional plant insurance.

Happy Excavator Operator

Public liability insurance for excavators

You can relax and know that our combined liability insurance policy backed by Zurich Insurance, is geared to your needs as an excavator and is unique to Trade Direct. Our specialised policy offers immediate cover for more than 70 construction trades, including excavators. Get your excavator insurance quote today to hit the ground running.

Get a Quote

Three Tradesmen On Building Site With Excavator Behind

Why choose us?

  • 150,000 customers so far have chosen Trade Direct Insurance
  • Safe and secure buying process
  • Immediate cover with no paperwork to complete
  • Quick quote in 60 seconds

What is covered by our excavator public liability insurance cover?

If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.

If you select Classic or Plus cover options, you have the option to take our Personal Accident insurance, which is designed to pay you an income in the event that you’re unable to work due to an accident at work. You could also select Jury Service cover which may provide an income if you have to take time out for jury service.

Fast, competitive excavator insurance quotes

You can find out more about our excavator liability insurance on this website. For instant excavator insurance quotes and immediate cover, please click the red “Get a Quote” button above, or chat to our friendly and professional team on 0800 0280 380. See how Trade Direct can help you secure your future.

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Tradesman with drill

Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

Smiling tradesmen standing by van

Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Personal Accident & Sickness Cover

When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.