Quick and easy to do on line with good prices thank you
Mr niki spinks - Friday, March 01, 2024
Pleased with how easy it was to obtain a quote online which was very competitively priced and cheaper than our current provider. You can also call and speak to someone if necessary, which is helpful. I definitely would recommend
Mills & Co Bathrooms Ltd - Saturday, March 09, 2024
Very easy to do and straight forward
Mr John Feeney - Thursday, March 14, 2024
Very good website and quick and easy to get a quotation
Mr Anthony Edward Grzesiak - Friday, March 08, 2024
Your cover options
Essentials
Our gardener's Essentials package includes Public Liability insurance and cover for Financial Loss.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Financial Loss £100,000
Classic
OurClassic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list ofoptional extras to give you the cover you need:
As a gardener, you know that no two days are the same – your job can be as unpredictable as the weather. One day you could be landscape gardening and designing flowerbeds and the next day digging and laying turf. Which means that your list of valuable equipment is as long as the hours you work. We know that you love the variety this brings - and being close to nature every day. But working with members of the public, often in their homes or businesses, means that you need peace of mind that you, your equipment, and the people you work with are covered, if an accident should happen.
Public liability insurance for gardeners
Out and about, on-site or at customers’ homes – you could be financially responsible if you’re the unsuspecting cause of an accident. Public liability claims can be expensive, and if you’re a small business owner this can have a devastating impact on your life. Whether it’s injury, loss or damage – a gardeners' job can be hazardous; damage to a clients property, a trip over some tools or a serious injury. Choosing the right level of public liability insurance with us means that you can continue to do the job you love, and keep your business blooming.
With 30 years trading experience and backed by Zurich Insurance, who pay out on 99% of valid claims, your gardening business is in safe hands with Trade Insurance Direct. Whether you need cover for liability, indemnity, injury or illness, we’re on your side and will aim to resolve any issues you have as swiftly as possible.
Why choose us?
Up to £5 million Public Liability Insurance
£1,000 tools cover with our Classic Public Liability Insurance
£400 Personal Accident cover per week with our Plus Public Liability insurance
Types of gardening professionals we protect
Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
Gardeners and gardening services contractors - as well as over 70 trades in building and construction
Cover for an additional or secondary trade is available
Insurance for up to 15 employees or trainees
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.