TDI Feefo Reviews Combined Stars 12.07.21
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Your cover options


Our shop fitter's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Shopfitter In Safety Gear Measuring Up

Why do you need shop fitters' insurance cover?

You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your shop fitting business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Shopfitter Workshop With Tablet Workbench

Public liability insurance for shop fitters

Our shop fitters’ contractors’ insurance policy is aimed at meeting your requirements. Work and materials can be protected, and if you choose Classic or Plus cover, you can include personal accident insurance to provide an income if you can’t work due to an accident at work. We can also extend the policy to include a payment of £250 per day if you’re called up for jury service. Plus, you have the option to pay in monthly instalments on Direct Debit.

Get a Quote

Shopfitter Installing Shelves

Why choose us?

  • 150,000 customers so far have chosen Trade Direct
  • Safe and secure buying process
  • Immediate cover with no paperwork to complete
  • Quick quote in 60 seconds

At Trade Direct Insurance we know that not all trades - or their insurance requirements - are the same. To ensure you get the insurance cover you need, we offer a combined liability insurance package that is unique to us. This service been developed with Zurich Insurance, one of the UK’s biggest insurance providers.

Market Leader

We have an exclusive, self-employed and contractors public and employers liability policy that is tailored to shop fitters' needs. This specialist package has been developed by one of the insurance market leaders in this sector of the construction liability insurance market. Trade Direct Insurance can arrange immediate cover for more than 70 general construction trades including carpenters and decorators to shop fitters. As a shop fitter you can choose your level of contractor’s public liability insurance to provide cover of £1 million, £2 million or £5 million. If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break-in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.

Industry Leader

Trade Direct Insurances unique combined liability insurance policy has been developed with Zurich – to give you the assurance of knowing you have the backing of one of the biggest names in insurance. To get a quote for shop fitters insurance click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 0800 0280 380, or find other ways to contact us via our Contact Us page.

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Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Frequently Asked Questions

Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.