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Our heating engineers Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Our heating and gas engineers’ public liability insurance offers you limits of £1 million, £2 million and £5 million cover against liability claims made against you by members of the public. We’ve developed a unique combined liability insurance policy with Zurich Insurance – giving you the comfort of having backing from one of the biggest names in the insurance world.
If you have others working for you on a permanent or temporary basis, it is a legal requirement to have employers’ liability insurance. £10 million of cover is included as standard with your policy to provide cover in the event that an employee is injured or has an accident at work due to your negligence.
With classic and plus cover, our tradesmen insurance for self-employed heating and gas engineers includes £1,000 of all risks Tools insurance. Your tools are covered 24 hours a day, and this cover protects you in the event that they are stolen from a locked vehicle or damaged anywhere in the UK.
Professional Indemnity insurance of £100,000 is also included as standard with our classic and plus cover.
To enhance the security offered by your policy, jury service cover is available. This is designed to provide the policyholder with a daily income of £250 for the first 10 days and £50 per day thereafter, while they are performing jury service.
If you choose our plus cover personal accident insurance is included, which provides a weekly income if you are unable to work as a result of an accident at work.
We provide heating and gas engineers’ liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 for a quote, or find other ways to contact us via our Contact Us page.
We offer cover for work at different property types:
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.