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What is employers' liability cover?

As an employer you are legally responsible for the health and safety of your staff while they are at work. If a person who works for you becomes ill or is injured while working for you, you could be held liable. If you employ staff it is a legal requirement to have employers’ liability cover.

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What's covered?

Our employers’ liability policy is provided by Zurich Insurance, and is designed to cover your legal and compensation expenses from employee claims. It includes (subject to policy terms and conditions):

  • Claimant’s costs and expenses
  • The cost of defending claims for damages
  • Representation at a Coroner’s Inquest
  • Unsatisfied court judgements
  • Court attendance expenses
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How do I get this cover?

  • If you tell us that you have employees we will automatically add employers’ liability cover to your Tradesman Public Liability policy for £10m. If you need a higher limit, or employers’ liability cover in isolation, then please call us on 0800 0280 380.


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