Property Maintenance Insurance
Your cover options
Essentials
Our property maintenance liability insurance Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need property maintenance insurance?
As someone who works in property maintenance, you’re working at speed, treating your customers with respect and carrying out your work with meticulous care. So, we think your insurance company should do the same for you. The huge variety of jobs which you’re relied upon to complete, require a range of skills and tools unlike any other industry. Which is why you need peace of mind and protection should an accident occur. And the nature of your work means accidents can happen – no matter how careful you are.
Public liability insurance for property maintenance
Traveling between locations, working within customers' homes, up ladders and down on your knees, property maintenance can be a demanding business. And being a small business owner means that an expensive liability claim could impact your income. We see it happen every day - a trip over a tool box, a fall off a ladder and accidental damage to property. But by choosing the right level of public liability insurance with us, you won’t have to worry about a thing. You can continue to do the job you love and maintain your reputation.
Why choose us?
With 30 years trading experience and backed by Zurich Insurance, who pay out on 99% of valid claims, your property maintenance business is in safe hands with Trade Insurance Direct. Whether you need cover for liability, indemnity, injury or illness, we’re on your side and will aim to resolve any issues you have as swiftly as possible.
Some of the benefits:
- Up to £5 million Public Liability Insurance
- £1,000 tools cover with our Classic Public Liability Insurance
- £400 Personal Accident cover per week with our Plus Public Liability insurance
Types of property maintenance professionals we protect
- Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
- Property maintenance professionals and over 70 trades in the building and construction industry
- Cover for an additional or secondary trade is available
- Insurance for up to 15 employees or trainees
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.
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