TDI Feefo Reviews Combined Stars 12.07.21
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Your cover options

Essentials

The property maintenance liability insurance Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000

Classic

The Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)

Plus

Our most popular option for property maintenance professionals’- the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person

Extras

Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Handyman Building Cupboard Units

Why do you need property maintenance insurance?

As someone who works in property maintenance, you’re working at speed, treating your customers with respect and carrying out your work with meticulous care. So, we think your insurance company should do the same for you. The huge variety of jobs which you’re relied upon to complete, require a range of skills and tools unlike any other industry. Which is why you need peace of mind and protection should an accident occur. And the nature of your work means accidents can happen – no matter how careful you are.

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Public liability insurance for property maintenance

Traveling between locations, working within customers' homes, up ladders and down on your knees, property maintenance can be a demanding business. And being a small business owner means that an expensive liability claim could impact your income. We see it happen every day - a trip over a tool box, a fall off a ladder and accidental damage to property. But by choosing the right level of insurance with us, you won’t have to worry about a thing. You can continue to do the job you love and maintain your reputation.

Get a Quote

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Why choose us?

With 30 years trading experience and backed by Zurich Insurance, who pay out on 99% of valid claims, your property maintenance business is in safe hands with Trade Insurance Direct. Whether you need cover for liability, indemnity, injury or illness, we’re on your side and will aim to resolve any issues you have as swiftly as possible.

Some of the benefits:

  • Up to £5 million Public Liability Insurance
  • £1,000 tools cover with our Classic Public Liability Insurance
  • £400 Personal Accident cover per week with our Plus Public Liability insurance

Types of property maintenance professionals we protect

  • Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
  • Property maintenance professionals and over 70 trades in the building and construction industry
  • Cover for an additional or secondary trade is available
  • Insurance for up to 15 employees or trainees

You may also be interested in

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Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Frequently Asked Questions

Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.