They were extremely helpful and knowledgeable and I would be happy to recommend them.
Mr Dudley Walker - Friday, November 03, 2023
“Top stuff 100% would recommend them.”
Paid out a claim and work was done for customer in 6 days! Fantastic thanks.
William Freeman - Sunday, October 29, 2023
“Great Insurance Company”
Form was simple to fill out and prices seems reasonable for the amount of insurance covered
After reading a lot of the company reviews I’d no hesitation in placing my business with such a well established company
Classic Conservatories NI Ltd - Saturday, November 11, 2023
“Great service”
Great service easy to deal with and polite very professional
Hull Carpets Vinyl - Friday, November 03, 2023
Your cover options
Essentials
Our property maintenance liability insurance Essentials package includes Public Liability insurance and cover for Financial Loss.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Financial Loss £100,000
Classic
OurClassic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list ofoptional extras to give you the cover you need:
As someone who works in property maintenance, you’re working at speed, treating your customers with respect and carrying out your work with meticulous care. So, we think your insurance company should do the same for you. The huge variety of jobs which you’re relied upon to complete, require a range of skills and tools unlike any other industry. Which is why you need peace of mind and protection should an accident occur. And the nature of your work means accidents can happen – no matter how careful you are.
Public liability insurance for property maintenance
Traveling between locations, working within customers' homes, up ladders and down on your knees, property maintenance can be a demanding business. And being a small business owner means that an expensive liability claim could impact your income. We see it happen every day - a trip over a tool box, a fall off a ladder and accidental damage to property. But by choosing the right level of public liability insurance with us, you won’t have to worry about a thing. You can continue to do the job you love and maintain your reputation.
With 30 years trading experience and backed by Zurich Insurance, who pay out on 99% of valid claims, your property maintenance business is in safe hands with Trade Insurance Direct. Whether you need cover for liability, indemnity, injury or illness, we’re on your side and will aim to resolve any issues you have as swiftly as possible.
Some of the benefits:
Up to £5 million Public Liability Insurance
£1,000 tools cover with our Classic Public Liability Insurance
£400 Personal Accident cover per week with our Plus Public Liability insurance
Types of property maintenance professionals we protect
Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
Property maintenance professionals and over 70 trades in the building and construction industry
Cover for an additional or secondary trade is available
Insurance for up to 15 employees or trainees
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.