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Our electrician's Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
An electrician’s job comes with its own risks and dangers. Whether it’s a live wire, an exposed socket, or tripping over cables, there are plenty of hazards you, a customer, or a member of the public need to be mindful of, and each could have severe consequences. General insurance won’t work for you. You need insurance that better reflects the risks you face on a daily basis. You want peace of mind should the worst happen.
Public liability insurance for electrical contractors is at the core of our electrician's insurance. This will provide you with protection from claims that arise from damage to a property or injury to a third party. For example, a customer or a member of the public may claim against you for a whole host of reasons – electrocuted from a faulty switch or damage to a neighbour's vehicle. Our standard electrician's liability insurance also includes professional indemnity insurance and cover for financial loss. Plus, you have the option to pay in monthly instalments on Direct Debit.
We cover electricians who are self-employed, sole traders and contractors. If you own or work for a small electrician’s business, we provide electricians’ liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 or find other ways to contact us via our Contact Us page.
Our electricians' liability insurance will protect you and the public from those unforeseen potential risks. We cover the following electrical work types:
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.