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Our flooring contractors Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your flooring business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Our insurance policies are designed for sole traders, small to medium businesses and partnerships, so you can be certain our cover has your business insurance needs in mind. We offer public liability insurance with public liability at its core and a number of automatically included and optional extensions with various limits you can tailor to your needs.
Our combined liability insurance for flooring contractors has 3 different levels of cover, and offers cover for more than just public liability for businesses employing up to 15 employees, and with an annual turnover of up to £3 million.
Essentials cover includes public liability cover with limits of £1 million, £2 million or £5 million and is designed for businesses with up to 15 employees, and an annual turnover of up to £3 million. If you have employees, £10 million of employers’ liability cover is included automatically, including 100 days of temporary employee cover. If you have more employees, or a higher annual turnover, please ring us, as we should be able to provide you with a quotation over the phone.
Classic cover extends the cover provided by Essentials, with £1,000 of 24 hour tools cover for hand and portable tools for the first person included as standard, which can be extended to £15,000. As part of Classic, you also receive £100,000 of professional indemnity cover.
Plus further extends the cover provided by Essentials and Classic, including Personal Accident cover which is designed to pay a £400 weekly amount if you’re unable to work as the result of an accident sustained while at work.
With Essentials, Classic and Plus, you have the option of adding jury service cover, designed to pay £250 per day for 10 days, and £50 per day thereafter while you’re performing jury service. In addition to these covers and extensions, you can also choose to add Stock in Trade & Transit (with Tools cover), Contract Works, Hired-in plant and Owned Plant.
If you run a business with more than 15 employees, or have an annual turnover over £3 million, we may be able to offer you a quotation over the phone. Please give us a ring, or let us Call You Back
At Trade Direct Insurance we have over 30 years of experience in providing individuals and companies in many trades with the insurance they need. We can arrange immediate flooring contractors insurance cover, and you can download your documents online immediately. For more information or to obtain a quote, please click “Get a Quote”. Alternatively, contact our friendly and helpful team on 0800 0280 380. For a great deal on flooring contractors insurance, trust Trade Direct Insurance.
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.