<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WCK3FXN" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Paving Contractor Public Liability Insurance | Trade Direct Insurance
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Paving Contractor'sPublic Liability insurance

Paving Contractor's
Public Liability insurance

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Your cover options

Essentials


Our paving contractor's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000

Classic


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)

Plus


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person

Extras


Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
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Why do you need insurance for driveway laying & road surfacing?

Your trade carries the potential for serious accidents, especially with so much heavy plant around, so for anyone in the paving, drive laying and the road surfacing industry, public liability insurance is important. Trade Direct's Public Liability Insurance offers you limits of £1 million, £2 million and £5 million cover. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Public liability insurance for paving contractors

At Trade Direct Insurance, we understand the specific needs of your business and can offer you a uniquely developed combined liability insurance package that ensures you, your workers and the public are protected. We’ve developed our insurance policy with Zurich Insurance – giving you the comfort of backing from one of the biggest names in the insurance world. Plus, you have the option to pay in monthly instalments on Direct Debit.

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Why choose us?

  • 150,000 customers have so far chosen Trade Direct Insurance
  • Safe and secure buying process
  • Immediate cover with no paperwork to complete
  • Quick quote in 60 seconds

Policies for your business

Trade Direct Insurance's self employed contractors public liability policy provides you with cover limits of £1 million, £2 million and £5 million and employers liability cover for direct employees or labour only sub-contractors up to a maximum of 15 people.

We offer fast, hassle free quality cover at a great price, including a No Claim Discount of up to 15% - if you have been trading for at least three years and have three claim free years (lower discounts are achievable if you do not meet this criteria). If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the EU, and includes overnight thefts from your vehicle following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. 

Another benefit is £100,000 of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items from £10,000 to £250,000 and continuing hire charges in the event of loss or damage.

Largest Insurance Providers

Trade Direct Insurance's unique combined liability insurance policy has been developed with Zurich Insurance, one of the largest insurance providers, so you know you have the backing of one of the most respected names in insurance. To obtain a paving, drive laying and road surfacing contractors quote, click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 0800 0280 380, or contact us via our contact us page.

Related content

Public liability insurance FAQs

Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more. 

Find out more

Professional indemnity insurance FAQs

Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs. 

Employers' liability insurance FAQs

Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.

Optional Extensions FAQs

Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.

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Trade Direct Insurance Services Limited (company number 1580129). Registered office 5th Floor, 40 Lime Street, London, EC3M 7AW. Trade Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm registration number 307734. You can check this by visiting the FCA website at www.fca.org.uk/register or by contacting the FCA on 0800 111 6768

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