Your cover options
Essentials
Our paving contractor's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need insurance for driveway laying & road surfacing?
Your trade carries the potential for serious accidents, especially with so much heavy plant around, so for anyone in the paving, drive laying and the road surfacing industry, public liability insurance is important. Our public liability insurance offers you limits of £1 million, £2 million and £5 million cover. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for paving contractors
At Trade Direct Insurance, we understand the specific needs of your business and can offer you a uniquely developed combined liability insurance package that ensures you, your workers and the public are protected. We’ve developed our insurance policy with Zurich Insurance – giving you the comfort of backing from one of the biggest names in the insurance world. Plus, you have the option to pay in monthly instalments on Direct Debit.
Why choose us?
- 150,000 customers have so far chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
Policies for your business
Trade Direct Insurance's self employed contractors public liability policy provides you with cover limits of £1 million, £2 million and £5 million and employers liability cover for direct employees or labour only sub-contractors up to a maximum of 15 people.
We offer fast, hassle free quality cover at a great price, including a No Claim Discount of up to 15% - if you have been trading for at least three years and have three claim free years (lower discounts are achievable if you do not meet this criteria). If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the EU, and includes overnight thefts from your vehicle following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000.
Another benefit is £100,000 of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items from £10,000 to £250,000 and continuing hire charges in the event of loss or damage.
Largest Insurance Providers
Trade Direct Insurance's unique combined liability insurance policy has been developed with Zurich Insurance, one of the largest insurance providers, so you know you have the backing of one of the most respected names in insurance. To obtain a paving, drive laying and road surfacing contractors quote, click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 0800 0280 380, or contact us via our Contact Us page.
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Frequently Asked Questions
Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.