TDI Feefo Reviews Combined Stars 12.07.21
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Your cover options


Our paving contractor's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Paving contractor using spirit level to lay steps

Why do you need insurance for driveway laying & road surfacing?

Your trade carries the potential for serious accidents, especially with so much heavy plant around, so for anyone in the paving, drive laying and the road surfacing industry, public liability insurance is important. Our public liability insurance offers you limits of £1 million, £2 million and £5 million cover. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.


Workman spreading tarmac for roller

Public liability insurance for paving contractors

At Trade Direct Insurance, we understand the specific needs of your business and can offer you a uniquely developed combined liability insurance package that ensures you, your workers and the public are protected. We’ve developed our insurance policy with Zurich Insurance – giving you the comfort of backing from one of the biggest names in the insurance world. Plus, you have the option to pay in monthly instalments on Direct Debit.

Get a Quote

Workman laying garden paving

Why choose us?

  • 150,000 customers have so far chosen Trade Direct Insurance
  • Safe and secure buying process
  • Immediate cover with no paperwork to complete
  • Quick quote in 60 seconds

Policies for your business

Trade Direct Insurance's self employed contractors public liability policy provides you with cover limits of £1 million, £2 million and £5 million and employers liability cover for direct employees or labour only sub-contractors up to a maximum of 15 people.

We offer fast, hassle free quality cover at a great price, including a No Claim Discount of up to 15% - if you have been trading for at least three years and have three claim free years (lower discounts are achievable if you do not meet this criteria). If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the EU, and includes overnight thefts from your vehicle following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. 

Another benefit is £100,000 of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items from £10,000 to £250,000 and continuing hire charges in the event of loss or damage.

Largest Insurance Providers

Trade Direct Insurance's unique combined liability insurance policy has been developed with Zurich Insurance, one of the largest insurance providers, so you know you have the backing of one of the most respected names in insurance. To obtain a paving, drive laying and road surfacing contractors quote, click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 0800 0280 380, or contact us via our Contact Us page.

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Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Frequently Asked Questions

Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.