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Your cover options


Our bathroom installer's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your bathroom installation work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
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Why do you need bathroom installer insurance cover?

You and your bathroom fitter company may be financially liable for the result of accidents caused by you, your company or a contractor either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

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Public liability insurance for bathroom fitters

Our combined liability insurance policies with Zurich Insurance are geared to your needs as a bathroom installer, and are unique to Trade Direct. Our specialised policies offer immediate cover for more than 70 construction trades, from bathroom designers and installers, to painters and decorators and window cleaners. Plus, you have the option to pay in monthly instalments on Direct Debit.

Get a Quote

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Who do we cover?

  • Sole traders, partnerships, limited companies and limited liability partnerships
  • Bathroom designers, bathroom fitters and bathroom installers
  • Individuals and small to medium sized companies specialising in bathroom design and installation
  • Businesses with a turnover up to £3 million, and up to 15 employees

Levels of cover

We have 3 levels of cover, starting with Essentials which offers Public Liability insurance cover, starting at £1 million and rising up to £5 million. If you have employees, then £10 million of Employers’ Liability cover is included. In addition to this, you can add a range of optional extensions such as Contract Works, Hired Plant, Owned Plant and Jury Service. Jury Service cover, which is available for the policyholder, is designed to pay an amount of £250 a day for the first 10 days, and £50 per day thereafter while you are performing Jury Service.

If you choose Classic or Plus cover £1,000 of 24 hour Tools insurance is included, and you can increase this cover on your hand and portable power tools up to a maximum of £15,000. Tools are insured all over the United Kingdom and overnight theft insurance is included as long as your vehicle is locked when unattended. Classic and Plus also include £100,000 of Professional Indemnity insurance – designed to cover you for claims against advice and guidance that you have provided.

When selecting Plus cover, we also offer Personal Accident insurance which is designed to provide a weekly income if you are unable to work as the result of an accident at work. You can also choose to add this to employees.

A name you can trust

At Trade Direct, we’ve been insuring tradesmen and businesses for over 30 years, so we know a lot about the insurance needs associated with the building and construction industry. We insure over 70 different trades and professions, and we have helped over 150,000 customers with our quality product, first class service and trade prices. 

To obtain your bathroom installers quote, please click the “Get a Quote” button above, or call our helpful and knowledgeable team on 0800 0280 380.

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Frequently Asked Questions

Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.