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Public liability insurance for the

Construction Industry

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Varied cover more than you would expect. Great. Easy to navigate web site. Quote was quick and all relevant needs covered

Peter George
Trade Direct Feefo Platinum Trusted Service Award 2020 Wide

Your cover options


Our construction Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your construction work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Businessmen in hard hats talking on construction site

Why do you need construction insurance cover?

You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your construction business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Workmen lifting heavy beam

Construction liability insurance

We don’t generalise when it comes to insurance. If your business doesn’t fit into a pre-packaged quote, we can help. From employers’ liability insurance to contract works cover, owned and hired-in plant cover, you’ll find a policy that suits you. We have access to some of the biggest and best providers in the insurance industry, so you know you’re getting insurance that’s suitable for your business.

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Workman on construction site with crane

Why choose us?

  • Policies arranged with leading construction insurers.
  • Competitive limits combined with flexible levels of cover aimed to suit your business.
  • Friendly and knowledgeable support from our experienced UK based staff.
  • Over 30 years of experience in trading in the construction industry.

Big enough to dare, small enough to care

If you’re a larger construction company, we know you might need a higher amount of indemnity for Public Liability. At Trade Direct, we can arrange Public Liability cover up to £10 million. We can also include special requirements for Contractors All Risk Insurance, Owned Plant cover and cover for Hired-in Plant.

Expert help only a phone call away

When you’re a professional business, you don’t have time to be waiting around for help with your policy. Call now on 0800 0280 380 and talk to one of our friendly, professional staff, or simply click the ‘Get a Quote’ button.

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Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Personal Accident & Sickness Cover

When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.

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