Construction Public Liability Insurance
Your cover options
Essentials
Our construction Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need construction business insurance cover?
You and your construction company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your construction business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for the construction industry
We don’t generalise when it comes to insurance. If your business doesn’t fit into a pre-packaged quote, we can help. From employers’ liability insurance to contract works cover, owned and hired-in plant cover, you’ll find a policy that suits you. We have access to some of the biggest and best providers in the insurance industry, so you know you’re getting insurance that’s suitable for your business. Plus, you have the option to pay in monthly instalments on Direct Debit.
Why choose Trade Direct for your construction insurance?
- Policies arranged with leading construction insurers.
- Competitive limits combined with flexible levels of cover aimed to suit your business.
- Friendly and knowledgeable support from our experienced UK based staff.
- Over 30 years of experience in trading in the construction industry.
Big enough to dare, small enough to care
If you’re a larger construction company, we know you might need a higher amount of indemnity for Public Liability. At Trade Direct, we can arrange Public Liability cover up to £10 million. We can also include special requirements for Contractors All Risk Insurance, Owned Plant cover and cover for Hired-in Plant.
Expert help only a phone call away
When you’re a professional business, you don’t have time to be waiting around for help with your policy. Call now on 0800 0280 380 and talk to one of our friendly, professional staff, or simply click the ‘Get a Quote’ button.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.
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