Quality public liability insurance for heating,ventilation and air conditioning engineers
Our refrigeration, ventilation and air conditioning engineers’ insurance policy is designed specifically to cater for smaller HVAC businesses, the self-employed and sole traders. Trade Direct Public Liability Insurance offers cover of £1 million, £2 million and £5 million. As well as this, £10 million of employers’ liability cover for up to 15 direct employees or labour only sub-contractors is also available.
The benefits of HVAC contractors insurance
Air conditioning and ventilation engineers often work in difficult environments. Losing tools, damaging property or physical injury all could damage your business. As part of our insurance, if you choose our Classic or Plus cover, you’ll get 24-hour insurance for £1,000 of tools, which you can increase to £15,000. Plus, you have the option to pay in monthly instalments on Direct Debit.
Sole traders, partnerships, limited companies and limited liability partnerships
We offer cover for air conditioning installers for domestic and commercial property types – see below for details
Individuals and small to medium sized businesses specialising in air conditioning installation and maintenance
Businesses with a turnover up to £3 million
Why us for your HVAC liability insurance?
With Classic and Plus you will benefit from £100,000 of Professional Indemnity insurance. If you select Plus cover, Personal Accident cover is included within your policy – designed to pay a weekly amount if you’re unable to work as a result of an accident at work.
Over 40,000 customers insure their business with Trade Direct, and our product is backed by Zurich – a big name in insurance.
Property types
Domestic only – cover for private dwellings only.
Domestic & light commercial – cover for private dwellings, shops, offices, public houses, guest houses, hotels, schools, restaurants and takeaways.
All property types – all types of properties except work in or on railways, railway installations, watercraft, blast furnaces, chimney shafts, collieries, dams, gas works, mines, power stations, steeples, towers, tunnels, bridges, viaducts, canals, docks, piers, wharves, quarries, chemical works, oil refineries or fuel depots, work in or on aircraft, work in or on airport or aerodrome runways maneuvering areas or aprons or those parts of airports or aerodromes to which aircraft have access.
So, if you’re looking for quality air conditioning installers insurance, click “Get a quote”, or chat to our friendly and knowledgeable team on 0800 0280 380, or find other ways to contact us via our contact us page.
Don’t leave your business to chance – make sure you’re covered with Trade Direct Insurance.
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Air Conditioning insurance FAQs
Looking for more information on air conditioning insurance? Try our FAQs for more information on air conditioingin and refrigeration engineer insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.