Trade Direct Insurance
Buy peace of mind today with public liability insurance for over 70 trades
Fixed Price, Fixed Peace of Mind
Lock in your insurance price for two full years with Trade Direct’s Price Freeze with our Classic and Plus policies.
Whether you're a builder, plumber, electrician or decorator, we know your work load can be unpredictable - your insurance price shouldn’t be.
Rest easy we've got you covered
Why Trade Direct?
- Specialists in Tradesman Insurance
- Underwritten by Zurich Insurance Company Ltd
- Expert UK telephone support
- Feefo™ Platinum Trusted Service Rated
- Option to pay in monthly instalments
Who do we cover?
- Sole traders
- Contractors
- Partnerships
- Limited Companies
- Limited Liability Partnerships
- Up to 15 employees
- Businesses with turnover up to £3 million
- Single and multiple trades
What trades do we cover?
- Over 70 recognised trades covered
- Plumbers insurance
- Builders insurance
- Heating & Gas Engineers insurance
- Electricians insurance
- Painters & Decorators insurance
- Cover for multiple trades available
What we can cover
- Public Liability insurance (up to £5 million)
- Employers' Liability insurance
- Professional Indemnity cover (up to £100,000)
- Tools insurance (up to £15,000)
- Commercial Vehicle Insurance
- Hired in Plant Cover
- Owned Plant Cover
- Contractors All Risk insurance
- Weekly Temporary Total Disablement Benefit
- Capital Death Benefit
Mental Health & Wellbeing Support
Confidential, professional support available 24/7 through Zurich Support Services - completely free with your Trade Direct Insurance policy. As a sole trader, plumber, heating engineer, or small construction business owner, you now have access to comprehensive support for:
✔ Mental health and emotional wellbeing
✔ Professional counselling services
✔ Legal and financial guidance
✔ Work-life balance support
Available 24/7, 365 days a year. All conversations are completely confidential.
Refer a Friend
Get rewarded!
Know someone who could benefit from dependable cover? Whether it’s a friend, family member, or business contact, we’ll say thank you for recommending Trade Direct Insurance.
When someone you refer takes out a new public liability insurance policy with us, and keeps it for three months, you’ll both receive a £25 Amazon voucher.
Insurance Cover for the trades
At Trade Direct Insurance, we specialise in helping you get the right insurance coverage for your specific trade. With 40 years' experience, we have been the reliable choice for many thousands of customers. We understand that each trade has its own specific insurance needs, which is why we cover over 70 recognised trades. Get peace of mind that you're covered for all eventualities - it's straightforward and takes less than five minutes for a quote and cover.
Look for a trade
Looking for a particular trade? Follow the link below to see some of our main trades. If yours isn't there, click in the 'Start quote' box at the top of this page. If we don't list your trade, call us on 0800 0280 380.
Search for a product
Looking for a particular trade? Follow the link below to see some of our main trades. If yours isn't there, click in the 'Start quote' box at the top of this page. If we don't list your trade, call us on 0800 0280 380.
Make a claim
Making a claim with Trade Direct Insurance is simple and straightforward. We're on hand to resolve claims issues if the worst happens, or if you just need information. Click below to find out more.
FAQs
Special offers
Trade news and information
Visit our blog to catch up on trade and industry news.
Public Liability Insurance Price Freeze
What’s included?
• Applies to Zurich Scheme – Classic and Plus policies
• Includes all add-ons: Tools, Temporary Total Disablement Benefit, Contract Works, Professional Indemnity and more
• Valid for new business policies purchased online or offline
• Fixed price for inception + first renewal
Please read the Terms & Conditions
Why it works for you
• Built for Tradespeople – Tailored cover for over 70 trades
• Zurich-Backed Quality – Trusted underwriting from a leading insurer
• Add-On Assurance – All your extras protected under one fixed price
• No Channel Restrictions – Buy online or offline, the price freeze still applies
Click. Quote. Covered.
Get your fixed-price policy in minutes and enjoy peace of mind for two full years.