Your cover options
Essentials
Our conservatory contractors Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Tailored insurance for conservatory fitters
Our public liability product is designed to be flexible and to meet the different needs of conservatory fitting businesses with turnovers of up to £3 million and up to 15 employees. We offer 3 products, tailored to reflect your business insurance requirements.
At Trade Direct, we have a unique combined liability insurance policy provided by Zurich Insurance – giving you the comfort of knowing you have the backing of one of the biggest names in the insurance world.
Public liability insurance for conservatory fitters
We are a specialist insurance broker offering public liability insurance to tradespeople in the building and construction industry. We work with more than 70 trades, from conservatory contractors, to painters and decorators, so we know you need an insurance policy that suits your business needs. Plus, you have the option to pay in monthly instalments on Direct Debit.
Who do we cover?
- Sole traders, partnerships, limited companies and limited liability partnerships
- Conservatory designers and contractors
- Individuals and small to medium sized businesses designing and constructing conservatories
- Businesses with a turnover up to £3 million, and up to 15 employees
Levels of cover
Essentials offers Public Liability cover with limits from £1 million to £5 million, and if you have employees, £10 million Employers’ Liability is automatically included. In addition to this, we offer a range of optional extensions including Hired-In plant, Owned plant, Contract Works and Jury Service (applicable to the policyholder only).
If you want broader cover, Classic extends Essentials by including £1,000 of Tools insurance for the policyholder. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van - following a violent and forcible break in to your locked vehicle. If necessary, cover can be extended up to £15,000. Classic also includes £100,000 of Professional Indemnity insurance.
Our widest level of cover is our Plus product which includes Personal Accident Insurance - designed to pay a weekly sum if you’re unable to work as the result of an accident at work.
To ensure that we bring you quality insurance, we have links with one of the biggest names in insurance - Zurich Insurance. With their help, we can provide you with immediate cover through our unique combined liability insurance.
Our helpful team can provide you with a quote which will not only protect you for Public Liability, but could also cover you against accidents and legal demands on your time (such as jury duty), as well protection for your employees and your valuable equipment.
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Frequently Asked Questions
Whether you're looking for more information, or a specific answer, we have a hefty FAQs section, where you'll hopefully find what you're looking for.