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Public liability insurance for

Conservatory Contractors

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Varied cover more than you would expect. Great. Easy to navigate web site. Quote was quick and all relevant needs covered

Peter George
Trade Direct Feefo Platinum Trusted Service Award 2020 Wide

Your cover options


Our conservatory contractors Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Workman pushing wheelbarrow into conservatory

Tailored cover for conservatory fitters?

Our public liability product is designed to be flexible and to meet the different needs of businesses with turnovers of up to £3 million and up to 15 employees. We offer 3 products, tailored to reflect your business insurance requirements.

At Trade Direct, we have a unique combined liability insurance policy provided by Zurich Insurance – giving you the comfort of knowing you have the backing of one of the biggest names in the insurance world.

Contractors working on wooden conservatory frame

Conservatory contractor public liability insurance

We are a specialist insurance broker offering public liability insurance to tradespeople in the building and construction industry. We work with more than 70 trades, from conservatory contractors, to painters and decorators, so we know you need an insurance policy that suits your business needs.

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Contractor using tape measure in conservatory build

Who do we cover?

  • Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
  • Conservatory designers and contractors
  • Individuals and small to medium sized businesses designing and constructing conservatories
  • Businesses with a turnover up to £3 million, and up to 15 employees

Levels of cover

Essentials offers Public Liability cover with limits from £1 million to £5 million, and if you have employees, £10 million Employers’ Liability is automatically included. In addition to this, we offer a range of optional extensions including Hired-In plant, Owned plant, Contract Works and Jury Service (applicable to the policyholder only).

If you want broader cover, Classic extends Essentials by including £1,000 of Tools cover for the policyholder. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van - following a violent and forcible break in to your locked vehicle. If necessary, cover can be extended up to £15,000. Classic also includes £100,000 of Professional Indemnity insurance.

Our widest level of cover is our Plus product which includes Personal Accident - designed to pay a weekly sum if you’re unable to work as the result of an accident at work.

To ensure that we bring you quality insurance, we have links with one of the biggest names in insurance - Zurich Insurance. With their help, we can provide you with immediate cover through our unique combined liability insurance.

Our helpful team can provide you with a quote which will not only protect you for Public Liability, but could also cover you against accidents and legal demands on your time (such as jury duty), as well protection for your employees and your valuable equipment.

Insurances you may be interested in

Tradesman with drill

Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Smiling tradesmen standing by van

Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Tradesman injured bottom of ladder

Personal Accident & Sickness Cover

When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.

Discover more