Blog

Calling someone a subcontractor doesn't necessarily make them self-employed. The way you work together can affect their employment rights, how they're taxed, your responsibilities as a business and, in some cases, the insurance cover you may need.

Having your tools stolen can affect more than your working day. The frustration, worry and loss of confidence can sometimes stay with you long after you're back on the job. But if you're struggling with the impact, support is available.

Making Tax Digital is changing how some tradespeople keep business records and report their income to HMRC. Here's who it affects, when the rules apply and the important dates to know.

Changes to Construction Industry Scheme reporting, business mileage, National Insurance and company van tax are now in effect. Here's what tradespeople need to know for 2026/27, along with an existing VAT rule that's easy to overlook.

Our October Trade Talk survey asked tradespeople how business is going this autumn.

The cost of downtime isn't only the repair bill, there's also replacement transport, lost time and disruption to jobs already in the diary to consider.

A bigger job here. A new type of work there. Before you know it, the business you started may be quite different from the one you’re running today.

What would it cost to replace the tools and equipment you regularly carry? See how to work out a realistic replacement value for your kit.

Find out about the range of benefits that Trade Direct Insurance customers may be eligible for.

The repair bill is only part of the cost. See how downtime, warranties, parts, batteries and reliability can affect whether it's better to repair or replace.