Glazier Insurance
- Underwritten by Zurich Insurance Company Ltd.
- Rated Excellent on Trustpilot
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- Expert UK telephone support
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Protect your glazing business with glazier insurance from Trade Direct Insurance. Whether you fit double glazing, replace glass, install windows or work on conservatories, we offer cover built around the risks you face on the job.
As a glazier, you work with glass, windows and specialist materials every day. You might be replacing a broken pane in a customer's home, fitting double glazing on a renovation project or installing windows on a commercial site.
Our glazier insurance brings together different types of cover that can help protect your business against unforeseen costs if an insured event results in a claim.
Public liability insurance
Public liability insurance can protect your business if a customer or member of the public claims they suffered an injury or property damage because of your work.
For glaziers, this could include situations like:
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A customer being injured while work is underway
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Glass or equipment damaging nearby property
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An accident happening while carrying out glazing work at a customer's premises
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Claims linked to your business activities on-site
We offer public liability insurance for glazing contractors with cover up to £5 million across our packages.
Employers’ liability insurance
If you employ staff, employers' liability insurance may be required by law in certain circumstances.
This cover is separate from public liability insurance and protects your business if an employee suffers a work-related injury or illness and your business is found legally liable.
We offer employers' liability insurance up to £10 million across our glazier insurance packages.
Professional indemnity insurance
Some glaziers provide advice, specifications or recommendations as part of their work.
Professional indemnity insurance can provide protection if a customer alleges those professional services caused them financial loss.
We include professional indemnity insurance within our Classic and Plus policies, with cover available up to £100,000.
Some businesses searching for double glazing indemnity insurance may be looking for this type of cover.
Tools cover
Glaziers rely on specialist tools and equipment every day, from glass handling equipment and measuring tools to drills and installation equipment.
Our tools cover can protect insured tools and equipment up to £15,000, subject to the policy terms and conditions.
Cover can apply to handheld powered and non-powered portable tools, as well as laptops and tablets used for your business. Tool theft can happen at any time, so your equipment is protected 24/7 within the UK if stolen from a locked vehicle or building.
Temporary total disablement benefit
Available with our Plus policy, temporary total disablement benefit can provide up to £600 per week if an insured person is unable to work due to a covered injury.
Why glaziers need insurance
Glazing work often takes place in customers' homes, commercial buildings and active building projects.
You could be carrying large panes of glass, working around finished properties or using specialist tools in busy areas. Even with care and experience, accidents can happen.
Our glazier insurance can help protect your business against unforeseen costs if an insured event results in a claim. Depending on the cover you choose, you can also include protection for employees, professional services, tools and equipment.
Whether you specialise in double glazing, window repairs, or glass replacement, we offer cover designed around the way you work.
Working with glass comes with obvious risks. You’re handling fragile materials, specialist equipment and often working inside customers' properties.
Here are some situations where glazier insurance may provide protection.
1. Glass or equipment damages property
Moving glass panels, frames and installation equipment requires care.
If your tools or equipment accidentally damage third-party property, public liability insurance may provide protection against claims for property damage.
2. A customer is injured during work
Glazing work can involve sharp materials, tools and active work areas.
If a customer or visitor suffers an injury because of your work, public liability insurance may provide protection against claims involving third-party injury.
3. Tools are stolen between jobs
Many glaziers carry specialist equipment between different sites.
Tools cover can provide protection if insured tools or equipment are stolen from a locked vehicle or building, subject to the policy terms and conditions.
4. An employee suffers a work-related injury
If you employ staff and an employee suffers a work-related injury or illness, employers' liability insurance may provide protection if your business is found legally liable.
We offer employers' liability insurance up to £10 million across our glazier insurance packages.
5. A customer alleges financial loss
A customer may claim that advice, specifications or recommendations provided by your business caused them financial loss.
Professional indemnity insurance may provide protection for claims relating to professional advice or services, subject to your policy terms and conditions.
What can be covered
✔ Public liability insurance up to £5 million
✔ Injury to third parties arising from your work
✔ Damage to third-party property
✔ Legal defence costs where covered under your policy
✔ Third party financial loss cover up to £100,000
✔ Professional indemnity insurance up to £100,000
✔ Tools cover from £1,000 up to £15,000
✔ Employers' liability insurance up to £10 million
✔ Temporary total disablement benefit providing up to £600 per week if an insured person is unable to work due to a covered injury.
✔ Capital death benefit
✔ Optional extras including contract works, owned plant, hired-in plant, stock in transit cover and jury service
What can't be covered
✘ Deliberate damage
✘ Wear and tear to tools and equipment
✘ Mechanical breakdown of equipment
✘ Work carried out before your chosen policy start date
✘ Activities not declared within your policy
✘ Items or equipment not covered by your policy
✘ Any exclusions outlined within your policy wording
We offer glazier insurance for businesses working across a range of glazing services and projects.
This can include:
- Self-employed glaziers
- Glazing contractors
- Double glazing installers
- Window fitters
- Glass replacement specialists
- Commercial glazing contractors
- Residential glazing contractors
- Sole traders
- Partnerships
- Limited companies
- Limited liability partnerships
- Glazing businesses with employees
Our cover is available for businesses with up to 15 employees and an annual turnover of up to £3 million.
Whether you work as a sole trader or run a glazing business with employees, our cover options are designed to suit many different ways of working.
Essentials
Our Essentials package offers straightforward cover for your business. It includes public liability insurance and third party financial loss cover.
- Public liability insurance up to £5 million
- Third party financial loss cover up £100,000
- Employers' liability insurance up to £10 million can be added to your package
Classic
Our Classic package builds on Essentials, adding professional indemnity cover, capital death benefit and tools cover.
- Public liability insurance up to £5 million
- Professional indemnity cover of £100,000
- Third party financial loss cover of £100,000
- Capital death benefit
- £1,000 of tools cover, which can be increased up to £15,000
- Employers' liability insurance up to £10 million can be added to your package
Plus
Our Plus package builds on Classic by adding temporary total disablement benefit. It offers our widest level of cover.
- Public liability insurance up to £5 million
- Professional indemnity cover of £100,000
- Third party financial loss cover of £100,000
- Capital death benefit
- £1,000 of tools cover, which can be increased up to £15,000
- Temporary total disablement benefits up to £600 a week per person
- Employers' liability insurance up to £10 million can be added to your package
Optional Extras
Looking for additional cover? You can add the following to your policy:
- Contract works
- Owned plant
- Hired-in-plant
- Stock in transit
- Jury service cover
Fixed price, fixed peace of mind
Lock in your insurance price for two full years with Trade Direct Insurance’s Price Freeze on Classic and Plus policies.
Whatever your trade, work can be unpredictable. Your insurance price doesn’t have to be.
Every glazing business is different, so the level of cover you choose will depend on the work you carry out and the risks involved.
Factors that may affect your insurance requirements include:
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Whether you work alone or employ staff
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The value of your tools and equipment
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The type of glazing work you carry out
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Whether you work in domestic or commercial properties
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Any contractual insurance requirements
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Optional covers selected
The final cost of your glazier insurance will depend on your business, your activities and the level of cover selected.
Getting a glazier insurance quote online is straightforward.
- Tell us about your business and the glazing work you carry out.
- Choose the level of cover that best suits your business.
- Review your quote and complete your purchase online.
Once your cover is in place, you'll be able to access your policy documents online.
Your cover begins from the date you choose when taking out your policy, not from the date a glazing project starts.
Van insurance
Whether you're transporting glass, frames, tools or equipment between jobs, your van plays an important role in keeping your glazing business moving.
We offer comprehensive third party fire and theft and third party only cover options.
Tools insurance
Glaziers rely on specialist tools and equipment every day, from glass handling equipment to installation tools.
Our tools insurance can provide cover for insured tools and equipment up to £15,000, subject to the policy terms and conditions.
Conservatory contractors insurance
Many glazing businesses also work on conservatories, extensions and related installation projects.
Our conservatory contractors insurance provides cover options designed around the needs of businesses carrying out this type of work.
Get your glazier insurance quote today
From double glazing and window repairs to conservatory glass replacement, we offer glazier insurance designed around the work you do.
Whether you're a self-employed glazier or run a glazing business with employees, you can choose from a range of cover options designed for businesses with up to 15 employees.
✔ Underwritten by Zurich Insurance Company Ltd.
✔ Public liability insurance up to £5 million
✔ Employers' liability insurance up to £10 million available
✔ Tools cover up to £15,000
✔ Temporary total disablement benefit up to £600 per week
✔ Third Party Financial Loss cover included
✔ Save 10% with B&Q TradePoint
✔ UK-based expert telephone support
✔ Fast online quote experience
✔ Cover for over 70 recognised trades