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Financial scams in the trades.

Financial scams in the trades.

03 November 2026

We examine some common financial scams tradespeople may become the target for work and why a genuine-looking request may be worth a closer look.
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Employee or subcontractor? Why the distinction matters more than the label

Employee or subcontractor? Why the distinction matters more than the label

30 October 2026

Calling someone a subcontractor doesn't necessarily make them self-employed. The way you work together can affect their employment rights, how they're taxed, your responsibilities as a business and, in some cases, the insurance cover you may need.
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How Making Tax Digital affects self-employed tradespeople.

How Making Tax Digital affects self-employed tradespeople.

29 October 2026

Making Tax Digital is changing how some tradespeople keep business records and report their income to HMRC. Here's who it affects, when the rules apply and the important dates to know.
The emotional impact of tool theft and what can help

The emotional impact of tool theft and what can help

28 October 2026

Having your tools stolen can affect more than your working day. The frustration, worry and loss of confidence can sometimes stay with you long after you're back on the job. But if you're struggling with the impact, support is available.
What you need to know about tax changes for self-employed tradespeople in 2026/27.

What you need to know about tax changes for self-employed tradespeople in 2026/27.

25 October 2026

Changes to Construction Industry Scheme reporting, business mileage, National Insurance and company van tax are now in effect. Here's what tradespeople need to know for 2026/27, along with an existing VAT rule that's easy to overlook.
How busy are tradespeople?

How busy are tradespeople?

22 October 2026

Our October Trade Talk survey asked tradespeople how business is going this autumn.
Over half of young people have considered trade careers, only 11% follow through. What's holding them back?

Over half of young people have considered trade careers, only 11% follow through. What's holding them back?

15 October 2026

More than half of young people aged 14-18 have considered a career in construction or the trades. And it's not just a passing thought. More than 1 in 3 (35%) are currently considering or actively seeking a career in the trades.
What would it cost if your van was off the road?

What would it cost if your van was off the road?

25 September 2026

The cost of downtime isn't only the repair bill, there's also replacement transport, lost time and disruption to jobs already in the diary to consider.
Is the way you work changing faster than your business setup?

Is the way you work changing faster than your business setup?

25 September 2026

A bigger job here. A new type of work there. Before you know it, the business you started may be quite different from the one you’re running today.
What benefits can you get as a Trade Direct Insurance customer?

What benefits can you get as a Trade Direct Insurance customer?

25 September 2026

Find out about the range of benefits that Trade Direct Insurance customers may be eligible for.

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Trade Direct Insurance Services Limited (company number 1580129). Registered trading address Mill Pool House, Mill Lane, Godalming, Surrey, GU7 1EY. Trade Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm registration number 307734. You can check this by visiting the FCA website at https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768

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