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When you're working on a job there are risks to you and other tradespeople, but also to the public. However much care is taken to manage hazards and make a working area safe, there is the chance that an accident could happen. Public liability insurance is designed to cover you and your business, against claims for injury or damage, from customers or members of the public.
This is something you need to consider carefully. For any tradesperson it is important to assess how much of a risk their type of work poses to customers and members of the public. Whether customers or the public are on your premises, or if you're working on theirs, it’s important to think about the types of claim that could be made against you or your business. Could your business afford to pay a potentially significant claim? Public liability insurance can give you peace of mind in knowing that your business is covered in the event of a claim.
We understand that price is an important factor - especially for small businesses, which is why we keep our policy premiums competitive. Our aim is to keep tradespeople covered against the sort of risks that could potentially stop them trading. The cost of a policy depends on a number of things, including the size of your business and what trade you carry out. To find out how much a policy would cost your business, get an online quote now or give us a call.
Public liability insurance will cover you the following. Please note that the amount your are covered for will vary on your policy.
Our quality Essentials liability product includes basic indemnity insurance and cover for financial loss.
Classic builds on Essentials by offering greater Indemnity Cover and Financial Loss, as well as Accidental Death and Tools Cover.
Our most popular package, Plus builds on Classic by adding Personal Accident Cover for the policyholder, which can be increased based on your needs.
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.