
Public Liability Insurance
- 99% of calls answered within 20 seconds
- Feefo™ Platinum Trusted Service Rated
- Underwritten by Zurich Insurance Company Ltd.
- Easy online application
- Specialists in Tradesman insurance


Call to arrange cover
0800 0280 380
Who we cover
- Over 70 recognised trades covered
- Plumbers Insurance
- Builders Insurance
- Heating & Gas Engineers Insurance
- Electricians Insurance
- Painters and decorators Insurance
- Cover for multiple trades available
Why Trade Direct?
- Save 10% with B&Q TradePoint
- Backed by Zurich Ltd, who pay 99% of claims
- Feefo™ Platinum Trusted Service Rated
- Expert UK telephone support
- Specialists in Tradesman Insurance
Cover features
- Public Liability cover up to £5 million
- Employers' Liability cover of £10 million
- Professional Indemnity cover of £100,000
- Optional extras including Tools, Contract Works and Plant
Your cover options
Business Insurance built with Tradesmen in mind
Essentials
Our Essentials package includes Public Liability Insurance and Financial Loss, to make sure you have proper basic cover in the event of a claim.
- Public Liability cover up to £5 million
- Employer's Liability cover of £10 million
- Financial Loss cover of £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability cover up to £5 million
- Employers' Liability cover of £10 million
- Financial Loss cover of £100,000
- Professional Indemnity cover of £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased up to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by adding Personal Accident cover, which can be increased according to your needs.
- Public Liability cover up to £5 million
- Employers' Liability cover of £10 million
- Financial Loss cover of £100,000
- Professional Indemnity cover of £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased up to £15,000)
- Personal Accident cover up to £600 a week per person
Extensions
Are you looking for additional cover for your business? We have a list of optional extras available to give you the cover you need.
- Contract Works
- Owned Plant
- Hired-in Plant
- Jury Service cover
