Public Liability insurance
- Earn cashback style donations from Kidstart when you buy your policy online* (T&Cs below)
- Save 10% with B&Q TradePoint
- Underwritten by Zurich Insurance Company Ltd
- Feefo™ Platinum Trusted Service Rated
Kidstart members get cashback into their child's account when purchasing a tradesman Public Liability Insurance policy with Trade Direct Insurance. Terms and Conditions apply.
Who we cover
- Over 70 recognised trades covered
- Plumbers Insurance
- Builders Insurance
- Heating & Gas Engineers Insurance
- Electricians Insurance
- Painters and decorators Insurance
- Cover for multiple trades available
Why Trade Direct?
- Rated 4.8/5 by customers
- Save 10% with B&Q TradePoint
- Underwritten by Zurich Insurance Company Ltd
- Expert UK telephone support
- Specialists in Tradesman Insurance
Cover features
- Public Liability cover up to £5 million
- Professional Indemnity cover of £100,000
- Employers' Liability insurance £10 million available
- Optional extras including Tools, Contract Works and Plant
Your cover options
Business insurance built with Tradesmen in mind
Essentials
Our Essentials package includes Public Liability Insurance and Third Party Financial Loss, to make sure you have proper basic cover in the event of a claim.
- Public Liability cover up to £5 million
- Third Party Financial Loss £100,000
- Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
- Public Liability cover up to £5 million
- Professional Indemnity cover of £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased up to £15,000)
- Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by adding Temporary Total Disablement Benefit, which can be increased according to your needs.
- Public Liability cover up to £5 million
- Professional Indemnity cover of £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased up to £15,000)
- Temporary Total Disablement Benefit up to £600 a week per person
- Employers' Liability insurance £10 million available
Extensions
Are you looking for additional cover for your business? We have a list of optional extras available to give you the cover you need.
- Contract Works
- Owned Plant
- Hired-in Plant
- Jury Service cover
What will stop me earning cashback?
*Terms & conditions
- If BACS is not your selected Kidstart payment method.
- If you purchase other products sold by Trade Direct Insurance through the Trade Direct Insurance 'Get Cashback' link.
- Cashback is only available if you complete your purchase online. You will not be eligible for cashback if you complete your purchase over the telephone.
- Cashback is available to new customers only.
- Cashback will not be paid if you cancel your policy. If you cancel your policy before renewal, you may be required to return cashback to Trade Direct Insurance.
- Cashback will not be paid if the policy is cancelled within the 14-day cooling off period.
- Cashback will not be paid on VAT, IPT, delivery, card payment fees, taxes or any other additional charges.
- Cashback will not be paid if there are any payment defaults prior to renewal. If you cancel your policy before renewal, you may be required to return cashback to Trade Direct Insurance.
- Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts.
- Please also see the retailer's standard terms and conditions for purchase as listed on their site.
Kidstart and Trade Direct Insurance Services are not part of the same Group. KidStart Limited is authorised and regulated by the Financial Conduct Authority. FCA number is 473606. Company number 05439349