What’s the difference between ‘land’ and a ‘self-build plot’?

The difference is based on whether or not it can be demonstrated there‘s a clear intent to use the land for self-build purposes.

Land is an area you’ve purchased, but where it can’t be adequately demonstrated that there’s intent to build on it.

A self-build plot is land that’s been purchased where it can be clearly demonstrated there’s intent to use the land for a self-build project.

This intent can be demonstrated through:

• plans being drawn up for construction that will take place on the land,
• a submitted application for planning permission that applies to the land,
• or work taking place on the land.

Our policies don’t cover land that has been purchased and where this intent cannot be proven. If you’re not sure, please get in touch on 0800 230 0225.