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Public liability insurance for

Landscape & Drainage Contractors

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Varied cover more than you would expect. Great. Easy to navigate web site. Quote was quick and all relevant needs covered

Peter George
Feefo Gold Trusted Service Award 2019

Your cover options


Our landscaping and drainage contractors Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000


Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)


Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person


Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Gardener pushing wheelbarrow through raised beds

Why do you need landscaping and drainage insurance cover?

Due to the unique nature of the landscaping industry, some insurance policies might not meet your needs. Landscaping and drainage also carries the potential for accidents, so for anyone in the industry, suitable public liability insurance is a very important thing to consider. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Landscaper in overalls trimming hedge

Landscaping drainage contractors liability insurance

We offer a range of policies covering everything from people to machinery and tools. Our self-employed contractor’s public liability policy offers cover of £1 million, £2 million and £5 million, while our employers’ liability insures up to 15 employees or sub-contractors on any project.

Get a Quote

Landscape gardener laying turf rolls

Why choose us?

  • 150,000 customers so far have chosen Trade Direct Insurance
  • Safe and secure buying process
  • Immediate cover with no paperwork to complete
  • Quick quote in 60 seconds

Tailor-made cover that's designed for you

Trade Direct Insurance has more than 30 years of experience in supplying 70 different trades with the insurance they need. Working with some of the largest and most trusted names in insurance such as Zurich, our expert teams tailor liability insurance that's designed to help cater for your business and your needs. Thanks to our experience in both the construction industry and insurance, we understand the unique needs of all types of businesses, from builders and plumbers to landscaping and drainage contractors.

At Trade Direct Insurance, we realised that you want insurance that provides cover for yourself and those around you, whether they are your colleagues or the public. So working with Zurich, we have designed a unique combined liability insurance package that will help ensure you, your workers and the public are protected at all times. This insurance is designed to cover you at your premises and on site, so you never need to worry about day to day insurance.

We could help save you money too, with a No Claim Discount of up to 15% - if you have been trading for at least three years and have three claim free years (lower discounts are achievable if you do not meet this criteria). Our Classic and Plus level policies include as standard all risks tools insurance up to £1,000 – 24 hours a day. This protects you in the event that your tools are stolen or damaged wherever you are in the UK. This cover can also be extended to £15,000.

You can also take advantage of £100,000 worth of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items and continuing hire charges from £10,000 to £250,000.

To obtain a landscape and drainage contractors quote simply click the red “Get a Quote” button above, ring our friendly team on 0800 0280 380 or alternatively find other ways to contact us via our Contact Us page.


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