Flooring Contractor's
Public Liability insurance
Your cover options
Essentials
Our flooring contractor's Essentials package includes Public Liability insurance and cover for Third Party Financial Loss.
- Public Liability insurance up to £5 million
- Third Party Financial Loss £100,000
- Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Temporary Total Disablement Benefit up to £600 a week per person
- Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need flooring contractors insurance cover?
You and your flooring company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for flooring contractors
Our insurance policies are designed for sole traders, small to medium businesses and partnerships, so you can be certain our cover has your flooring business insurance needs in mind. We offer public liability insurance with public liability at its core and a number of automatically included and optional extensions with various limits you can tailor to your needs. Plus, you have the option to pay in monthly instalments on Direct Debit.
Why choose us?
- 150,000 customers so far have chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
3 levels of cover
Our combined liability insurance for flooring contractors has 3 different levels of cover, and offers cover for more than just public liability for businesses employing up to 15 employees, and with an annual turnover of up to £3 million.
Essentials cover includes public liability cover with limits of £1 million, £2 million or £5 million and is designed for businesses with up to 15 employees, and an annual turnover of up to £3 million. If you have employees, £10 million of employers’ liability cover is included automatically, including 100 days of temporary employee cover. If you have more employees, or a higher annual turnover, please ring us, as we should be able to provide you with a quotation over the phone.
Classic cover extends the cover provided by Essentials, with £1,000 of 24 hour tools insurance cover for hand and portable tools for the first person included as standard, which can be extended to £15,000. As part of Classic, you also receive £100,000 of professional indemnity cover.
Plus further extends the cover provided by Essentials and Classic, including Personal Accident cover which is designed to pay a £400 weekly amount if you’re unable to work as the result of an accident sustained while at work.
With Essentials, Classic and Plus, you have the option of adding jury service cover, designed to pay £250 per day for 10 days, and £50 per day thereafter while you’re performing jury service. In addition to these covers and extensions, you can also choose to add Stock in Trade & Transit (with Tools cover), Contract Works, Hired-in plant and Owned Plant.
Bigger business?
If you run a business with more than 15 employees, or have an annual turnover over £3 million, we may be able to offer you a quotation over the phone. Please give us a ring, or let us call you back
The right insurance for flooring contractors
At Trade Direct Insurance we have over 30 years of experience in providing individuals and companies in many trades with the insurance they need. We can arrange immediate flooring contractors insurance cover, and you can download your documents online immediately. For more information or to obtain a quote, please click “Get a Quote”. Alternatively, contact our friendly and helpful team on 0800 0280 380. For a great deal on flooring contractors insurance, trust Trade Direct Insurance.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.
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