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Our Essentials package includes Public Liability insurance and cover for Financial Loss.
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
Our refrigeration, ventilation and air conditioning engineers’ insurance policy is designed specifically to cater for smaller businesses, the self-employed and sole traders. Our public liability insurance offers cover of £1 million, £2 million and £5 million. As well as this, £10 million of employers’ liability cover for up to 15 direct employees or labour only sub-contractors is also available.
Air conditioning and ventilation engineers often work in difficult environments. Losing tools, damaging property or physical injury all could damage your business. As part of our insurance, if you choose our Classic or Plus cover, you’ll get 24-hour insurance for £1,000 of tools, with you can increase to £15,000.
With Classic and Plus you will benefit from £100,000 of Professional Indemnity insurance. If you select Plus cover, Personal Accident cover is included within your policy – designed to pay a weekly amount if you’re unable to work as a result of an accident at work.
Over 40,000 customers insure their business with Trade Direct, and our product is backed by Zurich – a big name in insurance.
So, if you’re looking for quality air conditioning installers insurance, click “Get a quote”, or chat to our friendly and knowledgeable team on 0800 0280 380, or find other ways to contact us via our Contact Us page.
Don’t leave your business to chance – make sure you’re covered with Trade Direct Insurance.
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000.
Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits.
When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.