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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Shop Fitters Public Liability Insurance

Over 40,000 trade and construction customers have chosen our combined liability policy to protect their business. Join them today.

4.9/5 rating - read our reviews
Public Liability limits of £1M, £2M and £5M
Personal Accident and Jury Service cover available

Product Features

Cover for upto £10mNo claim discount of up to 10% (with two claim free years)

Including 100 Days temp coverTools cover available with 24 hour protection

Personal Accident cover up to £500 per dayOptional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hire-in Plant

Personal Accident cover up to £500 per dayFree Temporary Employee cover where Employers Liability included

Why Choose Us?

Leading construction insurersOver 40,000 customers have chosen Trade Direct

Competitive coverSafe and secure buying process

support from our experienced UK staffImmediate cover with no paperwork to complete

support from our experienced UK staffQuick quote in 60 seconds

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At Trade Direct Insurance we know that not all trades - or their insurance requirements - are the same. To ensure you get the insurance cover you need, we offer a combined liability insurance package that is unique to us. This service been developed with Zurich Insurance, one of the UK’s biggest insurance providers.

Market Leader

We have an exclusive, self-employed and contractors public and employers liability policy that is tailored to shop fitters' needs. This specialist package has been developed by one of the insurance market leaders in this sector of the construction liability insurance market. Trade Direct Insurance can arrange immediate cover for more than 70 general construction trades including carpenters and decorators to shop fitters. As a shop fitter you can choose your level of contractor’s public liability insurance to provide cover of £1 million, £2 million or £5 million. If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break-in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.

Our shop fitters contractors insurance policy is aimed at meeting your requirements. Work and materials can be protected, and if you choose Classic or Plus cover, you can include Personal Accident Insurance to provide an income if you cannot work due to an accident at work. We can also extend the policy to include a payment of £250 a day if you are called up for Jury Service, for the first 10 days, and £50 per day thereafter.

Industry Leader

Trade Direct Insurances unique combined liability insurance policy has been developed with Zurich – to give you the assurance of knowing you have the backing of one of the biggest names in insurance. To get a quote for shop fitters insurance click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 08000 280 380, or find other ways to contact us via our Contact Us page.

Policy Documents

Public Liability FAQ

Professional Indemnity FAQ


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.