Shop Fitters Public Liability Insurance

Product Features

No claim discount of up to 10% (with two claim free years)

Tools cover available with 24 hour protection

Optional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hire-in Plant

Free Temporary Employee cover where Employers Liability included

Why Choose Us?

Over 40,000 customers have chosen Trade Direct

Safe and secure buying process

Immediate cover with no paperwork to complete

Quick quote in 60 seconds

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At Trade Direct Insurance we know that not all trades - or their insurance requirements - are the same. To ensure you get the insurance cover you need, we offer a combined liability insurance package that is unique to us. This service been developed with Zurich Insurance, one of the UK’s biggest insurance providers.

Market Leader

We have an exclusive, self-employed and contractors public and employers liability policy that is tailored to shop fitters' needs. This specialist package has been developed by one of the insurance market leaders in this sector of the construction liability insurance market. Trade Direct Insurance can arrange immediate cover for more than 70 general construction trades including carpenters and decorators to shop fitters. As a shop fitter you can choose your level of contractor’s public liability insurance to provide cover of £1 million, £2 million or £5 million. If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break-in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £50,000 worth of professional indemnity insurance.

Our shop fitters contractors insurance policy is aimed at meeting your requirements. Work and materials can be protected, and if you choose Classic or Plus cover, you can include Personal Accident Insurance to provide an income if you cannot work due to an accident at work. We can also extend the policy to include a payment of £250 a day if you are called up for Jury Service, for the first 10 days, and £50 per day thereafter.

Industry Leader

Trade Direct Insurances unique combined liability insurance policy has been developed with Zurich – to give you the assurance of knowing you have the backing of one of the biggest names in insurance. To get a quote for shop fitters insurance click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 08000 280 380, or find other ways to contact us via our Contact Us page.

Policy Documents

Public Liability FAQ

Professional Indemnity FAQ

Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

Why choose Trade Direct Insurance

Over 40,000 customers insure with us

Over 30 years experience insuring trades

A Zurich product for peace of mind

Up to 10% No Claim Discount (with 2 years claim free)

Quality cover at a great price

Quick quote in 60 seconds

Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2016

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards 2016.

On The Tools is the largest online construction community in the UK, and we couldn’t be prouder to support and provide cover for their community of tradespeople.