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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Paving, Road Surfacing & Drive
Laying Insurance

Over 40,000 trade and construction customers have chosen our combined liability policy to protect their business. Join them today.

Public Liability limits of £1M, £2M and £5M
Personal Accident and Jury Service cover available

Product Features

Cover for upto £10mNo claim discount of up to 10% (with two claim free years)

Including 100 Days temp coverTools cover available with 24 hour protection

Personal Accident cover up to £500 per dayOptional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hire-in Plant

Personal Accident cover up to £500 per dayFree Temporary Employee cover where Employers Liability included

Why Choose Us?

Leading construction insurersOver 40,000 customers have chosen Trade Direct Insurance

Competitive coverSafe and secure buying process

support from our experienced UK staffImmediate cover with no paperwork to complete

support from our experienced UK staffQuick quote in 60 seconds

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At Trade Direct Insurance we have more than 30 years experience in supplying 70 different trades with the insurance they need. We work with some of the largest names in insurance such as Zurich to find liability insurance that's suitable for a wide variety of construction trades. From builders and plumbers to paving, drive laying and road surfacing contractors, we understand your needs and your industry.

Your trade also carries the potential for serious accidents, especially with so much heavy plant around, so for anyone in the paving, drive laying and road surfacing industry public liability insurance is important. At Trade Direct Insurance, we understand the specific needs of your business and can offer you a uniquely developed combined liability insurance package that will ensure you, your workers and the public are protected.

Policies for your business

Trade Direct Insurance's self employed contractors public liability policy provides you with cover limits of £1 milllion, £2 million and £5 million and employers liability cover for direct employees or labour only sub-contractors up to a maximum of 15 people.

We offer fast, hassle free quality cover at a great price, including a No Claim Discount of up to 10% - if you have 2 years claims free. If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the EU, and includes overnight thefts from your vehicle following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000.

You will also receive £100,000 worth of professional indemnity insurance.

Another benefit is £100,000 of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items from £10,000 to £250,000 and continuing hire charges in the event of loss or damage.

Largest Insurance Providers

Trade Direct Insurance's unique combined liability insurance policy has been developed with Zurich Insurance, one of the largest insurance providers, so you know you have the backing of one of the most respected names in insurance. To obtain a paving, drive laying and road surfacing contractors quote, click the red “Get a Quote” button above. Alternatively you can talk to our helpful and expert team on 08000 280 380, or contact us via our Contact Us page.

Policy Information

Public Liability FAQ

Professional Indemnity FAQ


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.