
Fleet & Mini-Fleet Insurance
- No mid-term adjustment fees
- Expert UK call centre
- Any driver or named driver cover
- NCD used when you switch from a single policy to fleet cover
- Rated 4.8/5 by customers
Understanding the problem:

Insuring your Fleet is a legal requirement but finding the right policy can be challenging. We know accidents can happen, even when it isn't your fault, and tool theft is all too common at the moment. Both of these events can have a devastating impact on you and your business. Taking out a new policy and adding new drivers or vehicles to your policy can incur costly admin fees with other providers.
Finding the solution:

With the right fleet insurance, you can protect your business from the financial fallout of these unexpected events. At Trade Direct Insurance, we specialise in flexible and affordable fleet cover specifically designed for tradesmen like you. Our policies offer the peace of mind you need to focus on what you do best without the additional admin fees when taking out a new policy or making changes to your cover.
Who and what we cover

Named/any driver, personal accident and fully comprehensive EU cover available

2 or more small vans, transits and vehicles weighing up to 3.5 tonnes

Sole traders, partnerships, limited companies and limited liability partnerships

Day and night tool theft cover in any locked building or vehicle
Why choose our Fleet or Mini-Fleet Insurance?
We understand the unique challenges tradesmen face. That's why our policies are:
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Tailored for TradesmenOur policies are designed to be flexible with matters of policy adjustments, any or named driver cover and optional tools cover. | |
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AffordableWe offer competitive premiums, priced to reflect your business circumstances. No fees for new policies or mid-term adjustments. | |
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Backed by expertsOur team of experienced insurance professionals is here to guide you through the process and provide support when you need it most. |
Mini-Fleet Third-Party Only Insurance
- Injury caused to third parties
- Damage caused to the property of third parties
- Any driver or named driver cover
- NCD used when you switch from a single policy to fleet cover
- Add or remove vehicles
- One renewal date for easy administration
- No admin fees for mid-term changes
Mini-Fleet Third Party, Fire & Theft
- Injury caused to third parties
- Damage caused to the property of third parties
- Vehicle repairs or replacement if the vehicle is stolen or damaged by fire
- Any driver or named driver cover
- NCD used when you switch from a single policy to fleet cover
- Add or remove vehicles
- One renewal date for easy administration
- No admin fees for mid-term changes
Mini-Fleet Fully Comprehensive
- Injury caused to you or third parties
- Damage caused to the property of you or third parties
- Vehicle repairs or replacement if the vehicle is stolen or damaged (including by fire)
- Any driver or named driver cover
- NCD used when you switch from a single policy to fleet cover
- Add or remove vehicles
- One renewal date for easy administration
- No admin fees for mid-term changes
Mini-Fleet Optional Extras
- Day and night tools cover in any locked vehicle or building
- Breakdown cover
- Legal expenses
- Emergency vehicle cover
- Gap insurance
Other Covers
Beyond Fleet and Mini-Fleet insurance, we offer a range of additional covers tailored for tradesmen to further protect your business:
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Public Liability InsuranceWith the right Public Liability insurance, you can protect your business from the financial fallout of unexpected events. | |
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Professional indemnity InsuranceWith our reliable Professional Indemnity insurance, you’ll receive protection against claims resulting from incorrect professional advice supplied to clients. | |
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Employers Liability InsuranceIn many cases, Employers Liability insurance is a legal requirement if you employ staff. There are exceptions to this rule. |
Related insurances

Tools insurance

Van insurance

Construction trades insurance
Our Construction Trades Public Liability insurance offers you cover against liability claims made against you by members of the public.
Don't leave your business vulnerable to unexpected risks. Get the peace of mind you deserve with Fleet and Mini-Fleet insurance designed for tradesmen.
Get a personalised quote today and see how affordable peace of mind can be.


