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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Lighting Shop Insurance

Protect your lighting retail business with comprehensive cover available from a panel of major UK insurers

4.9/5 rating - read our reviews
Comprehensive cover with standard and optional covers with flexible limits to meet different needs
Our panel features a range of major UK insurers so you know you’re in safe hands

Product Features

Cover for upto £10mPublic and Products Liability insurance cover for damage to customer’s property or injury to visitors to your premises

Including 100 Days temp coverEmployers’ Liability is designed to protect you against claims for death and injury of your employees

Personal Accident cover up to £500 per dayBusiness Interruption cover helps you get back on your feet if you’re unable to trade due to an insured event. Can include lost income cover.

Personal Accident cover up to £500 per dayInsure your Stock against a range of risks, frequently with an automatic seasonal uplift in cover

Contract Works extensionsContents cover protects your equipment and workplace property (not building), against damage

Contract Works extensionsMoney cover protects money that is stolen from your premises, your home or while on the way to being banked

Why Choose Us?

Leading construction insurersWe work with a panel of major insurers to search the market for the cover that’s right for you

Competitive coverOver 30 years trading, so you can be sure we’ll be here if you need us

support from our experienced UK staffBuy online or over the phone – whichever suits you best

support from our experienced UK staffUK based team, with friendly and helpful staff ready to help you

30 years experienceObtain your documents electronically

30 years experienceWe’re not just about tradespeople – we offer over 20 products to a wide range of businesses and individuals

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Lighting Shop Insurance

Between stock, public and products liability, income and windows & signage, owning a lighting shop comes with a number of insurance needs. By having the right lighting shop insurance in place, you have one less thing to worry about, and you can focus on creating a successful business.

Cover options

Our panel offers a wide range of standard cover options including Public & Products Liability, Employers’ Liability, Stock, Money, Business Interruption, and Contents. In addition to this, and varying by insurer, we also offer Buildings, Goods in Transit, Glass & Signage, Loss of License, Legal Expenses, and Personal Accident (Assault).

Stock cover

Your stock will be a major part of your business, and ensuring that it’s adequately protected is likely to be a fundamental consideration. From smaller items, such as bulbs and switches, through to light fittings, lighting track, and floor and desk lamps, stock can run to thousands of pounds. Having the right insurance in place is key to any lighting shop insurance policy.

Big name insurers

Selecting the right cover is important, and it doesn’t hurt knowing your policy is backed by a household name in insurance. Our Lighting Shop Insurance panel of insurers includes big names such as AXA, LV= and Zurich.

Get a quote

To compare prices for Lighting Shop Insurance from a range of major insurers, click Get a quote, and we’ll do the leg-work for you. If you’d rather discuss your requirements, you can request a Call Back, or talk to one of our friendly team today on 08000 280 380. We’re here to take your call from 08:00 to 20:00 Monday-Thursday, and 08:00 to 18:30 Friday.

Retrieve a quote

If you’ve already got a quote with us for Lighting Shop Insurance, you should have received an email with a link that allows you to retrieve your quote. If you don’t have this email to hand, you can Retrieve Your Quote here.


We’ll help you find the cover that’s right for your business with our extensive panel of insurers


Looking for Public Liability insurance? You could save up to 20% when you join Finf our more.


We’ve been working in insurance for over 30 years, and our customers get the full benefit of our experience.

Why choose Trade Direct Insurance

We insure over 40,000 businesses from individuals to medium sized businesses
We’ve been in business for over 30 years, so you’re in safe hands
Buy online or over the phone – whichever you prefer
Policies that can be tailored to your specific business needs
UK based call centre, on hand to help if you need us
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.

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