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Legal Expense Insurance

Protect your business from the costs of potential disputes with cover from Trade Direct Insurance

Up to £50,000 limit of indemnity cover for your business as standard
24/7 legal advice helpline available for every customer

Product Features

Cover for upto £10mUp to £50,000 limit of indemnity cover for your business as standard

Including 100 Days temp coverUp to £1,000 cover for contract dispute indemnity

Personal Accident cover up to £500 per dayCover extends to employment disputes and restrictive covenants

Personal Accident cover up to £500 per dayJury Service allowance up to £100 per person per day (max £1,000 per claim, excludes first 5 days)

Why Choose Us?

Leading construction insurers24/7 legal advice helpline for every customer to provide support when it’s needed

Competitive coverDesigned for businesses with a turnover of £1,000,000 or less and up to 10 employees

support from our experienced UK staffPersonal injury fees included in case of an accident on your premises

support from our experienced UK staffOver 30 years of experience in the insurance industry just a phone call away

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Provided by
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Limit of Cover
For Businesses with a turnover not exceeding
Cost Per Year













(If your turnover is over £1,000,000, please contact our office for a quotation)

Includes Insurance Premium Tax.

The power to pursue

How many times have you ignored a problem because it would cost too much to pursue?

The route of litigation is rarely the first choice for a business, but sometimes it’s the only course available. Legal Expenses insurance is designed to protect your business from the costs of potential disputes and support you when you need to take legal action.

Legal advice

Legal action and expenses are enough to keep anyone up at night. That’s why you should consider having someone to talk to whenever you need legal advice. A policy with us includes a 24 hour, 365 day legal helpline. This helpline is designed to provide you with advice and guidance on all business legal matters.

What does it cover me for?

  • Employment disputes & restrictive covenants
  • Option to include tribunal awards
  • Property disputes
  • Debt recovery
  • Personal injury
  • Contract disputes (£1,000 limit of Indemnity)
  • Jury Service allowance up to £100 per person per day (max £1,000 per claim, excludes first 5 days)
  • Legal defence
  • Statutory licence protection
  • Data protection
  • Tax Investigations
  • Up to £50,000 limit of indemnity

I don't need this insurance!

Slow down. Before deciding you don’t need this type of insurance, consider the following questions:

  • Has of one of the problems listed above cost me money in the past?
  • Do I ignore things that I wish I could pursue because of cost?
  • Who do I turn to if I need legal advice?
  • Can my business afford to pay for an employment dispute and possible tribunal award, and what would be the consequences if it couldn’t?
  • What is the cost to protect me?

To find Legal Expenses insurance designed to fit your business, click Get a Quote. You can also talk one of our friendly team today on 08000 280 380 and find out how we can help you, or request a callback. Opening times are 08:00 to 20:00 Monday-Thursday, 08:00 to 18:30 Friday.

Policy Documents


Need Public Liability Insurance? We can offer up to £5m cover as well as an optional 24 hours tool cover. Find out more.

30 years

We've been working with tradespeople for over 30 years, and we've put all that knowledge back into designing the policies we offer.

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Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

More reasons to choose Trade Direct Insurance…

Over 40,000 trade businesses insure with us
Over 30 years insuring trade businesses
Quality cover at a great price
Friendly and experienced support staff
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2016

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards 2016.

On The Tools is the largest online construction community in the UK, and we couldn’t be prouder to support and provide cover for their community of tradespeople.