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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Landscaping and Drainage
Liability Insurance

Over 40,000 trade and construction customers have chosen our combined liability policy to protect their business. Join them today.

Public Liability limits of £1M, £2M and £5M
Personal Accident and Jury Service cover available

Product Features

Cover for upto £10mNo claim discount of up to 10% (with two claim free years)

Including 100 Days temp coverTools cover available with 24 hour protection

Personal Accident cover up to £500 per dayOptional extensions including Employers Liability, Stock, Contract Works, Owned Plant and Hire-in Plant

Personal Accident cover up to £500 per dayFree Temporary Employee cover where Employers Liability included

Why Choose Us?

Leading construction insurersOver 40,000 customers have chosen Trade Direct Insurance

Competitive coverSafe and secure buying process

support from our experienced UK staffImmediate cover with no paperwork to complete

support from our experienced UK staffQuick quote in 60 seconds

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Due to the unique nature of the landscaping industry, some generic insurance policies may not fully meet the needs of such specialist businesses. Landscaping and drainage also carries the potential for accidents, so for anyone in the industry, suitable public liability insurance is a big consideration.

Trade Direct Insurance has more than 30 years of experience in supplying 70 different trades with the insurance they need. Working with some of the largest and most trusted names in insurance such as Zurich, our expert teams tailor liability insurance that's designed to help cater for your business and your needs. Thanks to our experience in both the construction industry and insurance, we understand the unique needs of all types of businesses, from builders and plumbers to landscaping and drainage contractors.

At Trade Direct Insurance, we realised that you want insurance that provides cover for yourself and those around you, whether they are your colleagues or the public. So working with Zurich, we have designed a unique combined liability insurance package that will help ensure you, your workers and the public are protected at all times. This insurance is designed to cover you at your premises and on site, so you never need to worry about day to day insurance.

Tailor-made cover that's designed for you

Trade Direct Insurance offers a range of policies that cover everything from people to machinery and tools. Our self employed contractors public liability policy provides you with cover from £1,000,000 up to £5,000,000, while our employers liability cover provides insurance for direct employees or sub-contractors on any project, up to a maximum of 15 people.

We could help save you money too, with a No Claim Discount of up to 10% - if you have 2 years claims free. Our Classic and Plus level policies include as standard all risks tools insurance up to £1,000 – 24 hours a day. This protects you in the event that your tools are stolen or damaged wherever you are in the UK. This cover can also be extended to £15,000.

You can also take advantage of £100,000 worth of Professional Indemnity Insurance as well as £100,000 indemnity for Financial Loss Insurance. Plant and machinery from £2,500 up to £250,000 can be insured on site and you can even arrange for an extension to cover hire items and continuing hire charges from £10,000 to £250,000.

To obtain a landscape and drainage contractors quote simply click the red “Get a Quote” button above, ring our friendly team on 08000 280 380 or alternatively find other ways to contact us via our Contact Us page.

Policy Information

Public Liability FAQ

Professional Indemnity FAQ


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.