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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Commercial & Business
Premises Insurance

Comprehensive cover designed to keep your commercial building safe as houses

4.9/5 rating - read our reviews
Simply structured pricing plan courtesy of Aviva
Suits traders and companies working out of their own premises

Product Features

Cover for upto £10mTotal contents sum insured up to £50,000 for peace of mind if your premises are damaged

Including 100 Days temp coverOptional cover for buildings (or improvements), book debts, and tools in transit

Personal Accident cover up to £500 per dayNo-nonsense pricing plan means you always know what you’re paying for

Personal Accident cover up to £500 per dayAll cover levels include standard 'all risks' core cover.

Why Choose Us?

Leading construction insurersFlexible enough to be suitable for individual traders and companies alike

Competitive coverProperty damage cover included as standard to help keep your property looking its best

support from our experienced UK staffBusiness interruption cover designed to secure lost income if there’s a spanner in the works

support from our experienced UK staffUnderwritten by Aviva, one the largest insurance companies in the UK1

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Provided by
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We have a simplified rating structure broken down into four options:

Contents Sum Insured


total sum insured up to £20,000



total sum insured up to £30,000



total sum insured up to £40,000



total sum insured up to £50,000


*Premiums include Insurance Premium Tax. Based on standard limits for Non-ferrous Metals, Business Interruption, Goods in Transit and Portable Items worldwide. Excludes optional covers.

Helping keep your place of work secure

If you work in the tradesman or construction sectors and you need cover for your business premises, you’re in the right place. We’ve teamed up with Aviva to provide you with commercial premises cover designed to suit most needs. Whether you’re working out of an industrial unit, showroom or trade counter, a commercial premises policy with Trade Direct Insurance could offer cover for your company base.

Flexible insurance that fits your business

Depending on your needs, you can choose from one of four levels of cover to help make your policy right for your business. In case you need a little something extra, the optional covers offer buildings (or tenants improvements), book debts, and tools in transit. These options can be tailored with the aim of covering your commercial premises. All cover levels also include core ‘all risks’ as standard, including property damage, theft, business interruption (increased cost of working), glass, business all risks, money and goods in transit.

Expert help only a phone call away

To find Commercial Premises insurance designed to suit your business, click Request a quote. You can also talk one of our friendly team today on 08000 280 380 and find out how we can help you. Opening times are 08:00 to 20:00 Monday-Thursday, 08:00 to 18:30 Friday.


Need Public Liability Insurance? We can offer up to £5m cover as well as an optional 24 hours tool cover. Find out more.

Our Commercial Premises Insurance is underwritten by Aviva, one the largest insurance companies in the
UK 1.

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1 Information correct as at 9th November 2016.

More reasons to choose Trade Direct Insurance…

Over 40,000 trade businesses insure with us
Over 30 years insuring trade businesses
An Aviva product for peace of mind
Quality cover at a great price
Friendly and experienced support staff
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.