Covers portable powered and non-powered hand held tools
24/7 cover in any locked vehicle or building
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Rated 4.8/5 by customers
Get a quote for personal tools cover for up to £15,000. Our standalone Tools and Public Liability covers are underwritten by Zurich Insurance Company Ltd - one of the biggest names in insurance.
If you work in a trade connected to the construction industry, your tools are important. You will need to work out what insurance you require to properly protect your business, so it’s useful to know whether tools insurance is something to consider.
You need to check with your home insurance provider. Some home insurance policies might cover tools for work or commercial use, but not all policies do.
Plant is large or heavy machinery and equipment (like concrete mixers, cranes and forklifts). Plant isn’t handheld, and is not covered under this policy.
Excesses are the amount we deduct from any money paid to you if you make a valid claim and it’s paid. The amount depends on the level of cover you choose.
When selected, our Personal Tools cover provides 24 hour cover for theft of, or damage to, powered and non-powered hand held tools of all types belonging to, leased to, on hire purchase, loan or hired to you or your Employees.
Your personal tools are likely to be a critical part of your work as a tradesperson, and therefore knowing that they are adequately protected is likely to be a key consideration.