Employer's Liability Tracing Office (ELTO)

In order to help those who have suffered injury or disease in the workplace identify the relevant Employers' Liability insurer quickly and efficiently, it is now a regulatory requirement for all insurers to supply a unique identifier to the Employers' Liability Tracing Office for their database.

If you are purchasing Employers' Liability cover, and operate a Pay As You Earn (PAYE) scheme, please supply your Employee Reference Number (Payroll Number).