Need a hand? Get expert support on your cover from a real human
*At least 10% of eligible customers will achieve the full 20% saving against their current renewal. Full Terms and Conditions below.
When you're working on a job there are plenty of potential risks and hazards - not just to you and other tradespeople but also to the public. From tools and materials left lying around to exposed work areas close to the public, there is always the chance of an accident. Public liability insurance is designed to protect you and your business against claims from customers or members of the public.
All of our Public Liability Insurance options will cover you for the following. Please note that the amount your are covered for will vary on your policy.
The best place to start is our Essentials package. Our quality liability product also includes basic indemnity insurance and cover for financial loss.
Our Classic package builds on the Essentials package by offering greater Indemnity Cover and Financial Loss, as well as Accidental Death and Tools Cover.
Our most popular package, the Plus package builds on the Classic package by further adding Personal Accident Cover for the policyholder, which can be increased based on your needs.
By switching your Public Liability policy to us, we guarantee to save you money on your current renewal price, on like for like cover. Acceptance criteria and terms & conditions apply.
All Trade Direct Insurance customers have access to special discounts on a range of products. From tools to materials to services, you can save money all through the year with our partner benefits.
1. Get a Public Liability quote from us online. You must make sure that the details you provide are the same, or as close as you can get, to your existing insurance cover.
You’ll need to get to the “Summary of Quotation” page on our website and receive the “Full Quotation” email from us.
2. Ring Us: If we’re not cheaper, then please ring us on 0800 0280 380.
You’ll need to tell our sales agent that you got a quote online, and that you’d like them to beat your renewal. They’ll ask you how much your renewal price is, and ask you to send in proof of your renewal cover and price (see below)
If you’d like us to beat your renewal over the phone, please mention this to our sales agent at the start of your quote. If our quote isn’t cheaper than your current insurer, let our sales agent know how much you’re currently paying.
The agent will ask you to confirm details of your existing cover, and how much your current renewal quotation is for. They’ll also ask you to send proof of your renewal cover and price (see below).
You can send proof of your renewal cover and price to either email@example.com, or via the post to:
Beat My Renewal
Trade Direct Insurance
If your current renewal is an email, it may be easiest to forward this to us at firstname.lastname@example.org
If it’s a paper renewal, it may be easiest to snap a picture with a phone, and email this to us. We don’t need your whole renewal pack – just the key parts about cover and price.
You should keep the originals, as we cannot return documents sent to us relating to this offer