What is personal accident and sickness insurance?

Personal accident and sickness insurance offers you peace of mind by providing a weekly payment if you are unable to work due to an accident or illness. You’ll have reassurance that you’ve got a measure of financial protection. You can choose to have personal accident cover by itself, or add sickness cover if required.

Tradesman having arm bandaged

Product features 

  • 24/7 cover
  • Insurance to cover you for injuries sustained whether or not they occur while at work
  • Sickness cover available – excluding pre-existing conditions
  • Payable weekly, subject to a qualifying period
  • Protect your income from illness or accidents
  • If you’re self-employed or run a business, this covers loss of earnings if an accident or injury prevents you from working
Injured tradesman bottom of ladder

Why choose us?

  • Cover designed with the needs of tradespeople in mind
  • Provided by a broker who has been insuring tradespeople for over 30 years
  • UK based call centre, and UK based claims line
  • Complements our Essentials and Classic liability policies, which don’t include a weekly Personal Accident benefit

Call us on 0800 0280 380

Injured tradesman on floor

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