Quick and easy to do on line with good prices thank you
Mr niki spinks - Friday, March 01, 2024
Pleased with how easy it was to obtain a quote online which was very competitively priced and cheaper than our current provider. You can also call and speak to someone if necessary, which is helpful. I definitely would recommend
Mills & Co Bathrooms Ltd - Saturday, March 09, 2024
Very easy to do and straight forward
Mr John Feeney - Thursday, March 14, 2024
Very good website and quick and easy to get a quotation
Mr Anthony Edward Grzesiak - Friday, March 08, 2024
Your cover options
Essentials
Our electrician's Essentials package includes Public Liability insurance and cover for Financial Loss.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Financial Loss £100,000
Classic
OurClassic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list ofoptional extras to give you the cover you need:
An electrician’s job comes with its own risks and dangers. Whether it’s a live wire, an exposed socket, or tripping over cables, there are plenty of hazards you, a customer, or a member of the public need to be mindful of, and each could have severe consequences. General insurance won’t work for you. You need insurance that better reflects the risks you face on a daily basis. You want peace of mind should the worst happen.
Electricians' public liability insurance
Public liability insurance for electricians is at the core of our electrician's insurance. This will provide you with protection from claims that arise from damage to a property or injury to a third party. For example, a customer or a member of the public may claim against you for a whole host of reasons – electrocuted from a faulty switch or damage to a neighbour's vehicle. Our standard electrician's liability insurance also includes professional indemnity insurance and cover for financial loss. Plus, you have the option to pay in monthly instalments on Direct Debit.
We cover electricians who are self-employed, sole traders and contractors. If you own or work for a small electrician’s business, we provide electricians’ liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 or find other ways to contact us via our contact us page.
What type of electrical work do you cover?
Our electricians' liability insurance will protect you and the public from those unforeseen potential risks. We cover the following electrical work types:
Domestic: cover for private dwellings only
Domestic & light commercial: cover for private dwellings, shops, offices, public houses, guest houses, hotels, schools, restaurants and takeaways.
Commercial excluding hazardous locations: Cover for all types of properties except work in or on railways, railway installations, watercraft, blast furnaces, chimney shafts, collieries, dams, gas works, mines, power stations, steeples, towers, tunnels, bridges, viaducts, canals, docks, piers, wharves, quarries, chemical works, oil refineries or fuel depots, work in or on aircraft, work in or on airport or aerodrome runways maneuvering areas or aprons or those parts of airports or aerodromes to which aircraft have access.
Need further information?
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.
Spoke to George at Trade Direct Insurance, who was very helpful in providing answer to my question and providing me with the cover I was looking for and needed.
Kieron Heritage - February 25, 2024
Easy to set up with a good tool cover at a competitive cost
Peter Hughes - February 24, 2024
Great service at a reasonable price.
Andrew Boulden - February 23, 2024
Quick easy no hassle and certificate arrived in prestine condition - thanks
Mr Vitor Hennessey - March 14, 2024
Very easy to do and straight forward
Mr John Feeney - March 14, 2024
Pleased with how easy it was to obtain a quote online which was very competitively priced and cheaper than our current provider. You can also call and speak to someone if necessary, which is helpful. I definitely would recommend
Mills & Co Bathrooms Ltd - March 09, 2024
Very good website and quick and easy to get a quotation
Mr Anthony Edward Grzesiak - March 08, 2024
Quick and easy to do on line with good prices thank you