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Public liability insurance for

Carpenters

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Varied cover more than you would expect. Great. Easy to navigate web site. Quote was quick and all relevant needs covered

Peter George
Feefo Gold Trusted Service Award 2019

Your cover options

Essentials

Our carpenter's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000

Classic

Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)

Plus

Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person

Extras

Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Carpenter blowing sawdust on workbench

Why do you need carpenters insurance cover?

You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your carpentry business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Carpenter using electric plane in workshop

Public liability insurance for carpenters

Carpenters’ public liability insurance might not be a legal requirement, but it makes sound business sense to have it. It provides protection for you and your business against claims that may arise from a member of the public as a result of your actions or your employees. If you don’t have public liability insurance, you’ll have to cover the costs of any damages.

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Carpenter using electric saw in workshop with workmen in background

Who do we cover?

  • Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
  • Carpenters and joiners who work on domestic and commercial properties
  • Individuals, small to medium sized businesses specialising in build, repair or maintenance work
  • Businesses with turnover of up to £3 million

Features of our insurance for carpenters

We know how vital your tools are to the day to day running of your business, so we have included £1,000 all risks tools insurance as standard with our Classic and Plus cover. Your tools are covered 24 hours a day, and protects you in the event that they are stolen from a locked vehicle or damaged anywhere in the UK. This cover can be extended to £15,000 if necessary.

Professional indemnity insurance of £100,000 is also included as standard with our Classic and Plus cover.

Cover for bigger businesses

We provide carpenters and joiners’ Liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 for a quote, or find other ways to contact us via our Contact Us page.

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Tradesman with drill

Tools

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Personal Accident & Sickness Cover

When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.

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