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Public liability insurance for

Builders

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Varied cover more than you would expect. Great. Easy to navigate web site. Quote was quick and all relevant needs covered

Peter George
Feefo Gold Trusted Service Award 2019

Your cover options

Essentials

Our builder's Essentials package includes Public Liability insurance and cover for Financial Loss.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Financial Loss £100,000

Classic

Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)

Plus

Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.

  • Public Liability insurance up to £5 million
  • Employers' Liability insurance £10 million
  • Professional Indemnity cover £100,000
  • Financial Loss cover £100,000
  • Accidental Death cover
  • First £1,000 of Tools cover (can be increased to £15,000)
  • Personal Accident cover up to £600 a week per person

Extras

Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need: 

  • Contract Works
  • Owned Plant
  • Hired in Plant
  • Jury Service cover
Builder using hammer on timber frame

Why do you need builders insurance cover?

You and your company may be financially liable for the result of accidents caused by you, your company or a contractor either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.

Workman using nail gun on roof timbers

Builders public liability insurance

When you take out builder’s construction insurance with us, choose public liability cover of £1 million, £2 million or £5 million to protect you against claims. But, you get much more than this as part of your policy. Included with your builders insurance, you’ll automatically get £1,000 of 24 hour tools insurance – if you choose Classic or Plus level. This cover is effective anywhere in the UK, and includes overnight theft from your van. If necessary, extend tools insurance up to £15,000.

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Workman looking at sunset on building site

Who do we cover?

We cover builders with an annual turnover up to £3 million, and up to 15 employees online. 

As a builder, you are likely to have staff, and our unique combined liability policy includes a standard level of £10 million of employer’s liability insurance.

Also included as standard with insurance for builders is £100,000 professional indemnity cover in respect of professional advice given.

If your business is bigger than this, please ring our UK based team on 0800 0280 380 or find other ways to contact us via our Contact Us page.

 

Insurances you may be interested in

Tradesman with drill

Tools Insurance

Tools are your livelihood, that's why we offer standalone cover just for your tools. Also a great addition to any existing policy, with tools insurance you can extend your cover up to £15,000. 

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Van Insurance

Get covered with comprehensive, third party only or third party fire & theft van insurance. Check out our cover options, features and benefits. 

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Tradesman injured bottom of ladder

Personal Accident & Sickness Cover

When you're not working, you're not earning. So what happens when you can't work due to sickness or an injury? That's where Personal accident & sickness cover helps.

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