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Builders insurance FAQs

Questions and answers that relate to builders insurance, including what it is designed to cover, levels of cover that are available, where insurance applies, and information about No Claims Discounts. This information is supplied as a guide only and, if you have any questions or doubts, give our experts a call on 0800 0280 380.

  • Do builders need product liability insurance?

    With so many types of insurance out there, with different names and covering different events, it’s not easy to know what you need. One of the insurance products often mentioned is product liability insurance. This FAQ looks at what it is and if you need it.

    Read more about public liability insurance for builders

  • What is public liability insurance for builders?

    The most common types of insurance are employers’ insurance, public liability insurance and professional indemnity insurance. Despite being different, they are often lumped together and called ‘business insurance’.

    Read more about public liability insurance for builders

  • What insurance does a self-employed builder need?

    If you work as a self-employed builder, it’s important that you are properly insured. But with so many different types of insurance out there, it can be difficult to know what you need and why.

    Read more about insurance for self-employed builders

  • Is builders’ insurance the same as home insurance?

    Sometimes the naming of different types of insurance can be confusing, as can some of the jargon used. This FAQ looks at whether builders’ insurance is the same as home insurance, and what insurance you may need as a small business in the construction industry.

    Read more about builders insurance and home insurance

  • Do I need buildings insurance on a new build property?

    Whether you’re a builder or developer in the process of building houses, it’s important to consider insurance each property.

    Read more about buildings insurance on new build properties

  • What are the different types of builders' insurance?

    If you are a builder, you know you need to consider your insurance. However, with so many different providers and so much terminology, it can be difficult to know what it all means, what you need and what you don’t.

    Find out more about the different types of builders' insurance

  • How does builders’ insurance work?

    If you’re in the building or construction industry, you need insurance. However, understanding the language of insurance and how it works isn’t always straightforward.

    Find out more about how builders' insurance works

  • How long does builders’ insurance last?

    Whether you’re looking around for builders’ insurance, have just paid your premium, or facing a claim against you, you’ll want and need to know how long your policy will provide protection for your business.

    Find out more about how long builders' insurance lasts

  • How much does builders’ insurance cost?

    If you are in the construction industry you probably know that you need comprehensive builders’ insurance. But how much does builders’ insurance cost?

    Find out more about how much builders' insurance costs

  • Do I need builders risk insurance?

    Navigating the world of insurance can be daunting, especially for those in the building trade. Whether you're a seasoned professional or just starting, understanding builders risk insurance is crucial for your business’s security and legality.

    Find out more about the importance of builders risk insurance

  • What do you need builders' insurance for?

    If you work in the construction industry, you may be aware that builders’ insurance exists. You may also be wondering whether it’s essential to have it.

    Read more about what you need builders' insurance for

  • What insurance is needed for builders?

    If you work in the construction industry, whether as a self-employed bricklayer or in a small building business, it’s important that you have the right insurance. However, there are many types of insurance available, so it is worth understanding what builders specifically may need to consider.

    Read more about what insurance is needed for builders

  • What is builders' insurance?

    If you’re in the construction industry and trying to arrange your insurance, you may be wondering what builders’ insurance covers.

    Read more about what builders' insurance actually is

  • Why do I need insurance for my building business?

    If you are in the building industry, you will know that there are all sorts of things which you must do to operate professionally. This includes finding appropriate insurance.

    Read more about why you need insurance for your building business

Any more questions?

If you have a question that's not answered here, please call on 0800 0280 230

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Full details of our Terms & Conditions, Limits, Excesses and Policy Exclusions can be found in our policy wordings. These guides refer to our Tradesman's Insurance policy. Trade Direct do not offer advice relating to insurance, and you need to ensure that insurance you choose meets your demands and needs.

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