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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Construction Insurance

Safe hands for big risks with professional insurance from Trade Direct

Public Liability up to £10M
Designed for the general construction industry, to protect your machinery and your people

Product Features

Cover for upto £10mPublic Liability limits up to £10 Million

Including 100 Days temp coverEmployers’ Liability cover up to £10 Million, including 100 days of Temporary Employee cover

Personal Accident cover up to £500 per dayPersonal Accident cover up to £500 per day for policyholder and employees (With Classic cover or higher)

Contract Works extensionsContract Works extension as well as Owned Plant and Hired Plant

Why Choose Us?

Leading construction insurersPolicies arranged with leading construction insurers

Competitive coverCompetitive limits combined with flexible levels of cover aimed to suit your business

support from our experienced UK staffFriendly and knowledgeable support from our experienced UK based staff

30 years experienceOver 30 years of experience in trading in the construction industry

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Flexible insurance that fits your business

At Trade Direct, we don’t generalise when it comes to insurance. If your business doesn’t fit into a pre-packaged quote, Trade Direct can help. From Employers’ Liability insurance to Contract Works cover, Owned Plant cover and Hired-in Plant cover, you’re sure to find a policy package that suits you. We have access to some of the biggest and best providers in the insurance industry, so you know you’re getting a package that’s suitable for your business. We can also include Commercial Premises cover for your offices or stores, and Legal Expenses cover to make sure you’re fully protected. What more could you need?

Big enough to dare, small enough to care

If you’re a larger construction company, we know you might need a higher amount of indemnity for Public Liability. At Trade Direct, we can arrange Public Liability cover up to £10million. We can also include special requirements for Contractors All Risk Insurance, Owned Plant cover and cover for Hired-in Plant.

Expert help only a phone call away

When you’re a professional business, you don’t have time to be waiting around for help with your policy. Call now on 08000 280 380 and talk to one of our friendly, professional staff, or simply click the ‘Request a Quote’ button...


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.