Quick and easy to do on line with good prices thank you
Mr niki spinks - Friday, March 01, 2024
Pleased with how easy it was to obtain a quote online which was very competitively priced and cheaper than our current provider. You can also call and speak to someone if necessary, which is helpful. I definitely would recommend
Mills & Co Bathrooms Ltd - Saturday, March 09, 2024
Very easy to do and straight forward
Mr John Feeney - Thursday, March 14, 2024
Very good website and quick and easy to get a quotation
Mr Anthony Edward Grzesiak - Friday, March 08, 2024
Your cover options
Essentials
Our builder's Essentials package includes Public Liability insurance and cover for Financial Loss.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Financial Loss £100,000
Classic
OurClassic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Employers' Liability insurance £10 million
Professional Indemnity cover £100,000
Financial Loss cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list ofoptional extras to give you the cover you need:
You and your company may be financially liable for the result of accidents caused by you, your company or a contractor either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Builders' public liability insurance
When you take out builders' construction insurance with us, choose public liability cover of £1 million, £2 million or £5 million to protect you against claims. But, you get much more than this as part of your policy. Included with your builders' public liability insurance, you’ll automatically get £1,000 of 24 hour tools insurance – if you choose Classic or Plus level. This cover is effective anywhere in the UK, and includes overnight theft from your van. If necessary, extend tools insurance up to £15,000. Plus, you have the option to pay in monthly instalments on Direct Debit.
We cover builders with an annual turnover up to £3 million, and up to 15 employees online.
As a self-employed builder, you are likely to have staff, and our unique combined liability policy includes a standard level of £10 million of employer’s liability insurance.
Also included as standard with insurance for builders is £100,000 professional indemnity cover in respect of professional advice given.
If your business is bigger than this, please ring our UK based team on 0800 0280 380 or find other ways to contact us via our contact us page.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.
Spoke to George at Trade Direct Insurance, who was very helpful in providing answer to my question and providing me with the cover I was looking for and needed.
Kieron Heritage - February 25, 2024
Easy to set up with a good tool cover at a competitive cost
Peter Hughes - February 24, 2024
Great service at a reasonable price.
Andrew Boulden - February 23, 2024
Quick easy no hassle and certificate arrived in prestine condition - thanks
Mr Vitor Hennessey - March 14, 2024
Very easy to do and straight forward
Mr John Feeney - March 14, 2024
Pleased with how easy it was to obtain a quote online which was very competitively priced and cheaper than our current provider. You can also call and speak to someone if necessary, which is helpful. I definitely would recommend
Mills & Co Bathrooms Ltd - March 09, 2024
Very good website and quick and easy to get a quotation
Mr Anthony Edward Grzesiak - March 08, 2024
Quick and easy to do on line with good prices thank you