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"Insurance At Trade Prices"
Over 40,000 customers have chosen Trade Direct
Over 30 years trading
Expert UK telephone support available
Quote and cover in less than 5 minutes

Bathroom Installer Public
Liability Insurance

Join over 40,000 bathroom designers and installers, and other tradespeople who protect their business against unforeseen risks with us

Public Liability up to £5M
A range of optional extensions

What cover can I get?

Cover for upto £5mPublic Liability cover of £1M, £2M or £5M

£15,000 Tools cover availableUp to £15,000 Tools cover is available (subject to product selected)

Personal Accident and Jury Service extensionsPersonal Accident and Jury Service cover extensions available (subject to product selected)

Optional extras availableOptional extras such as Employers’ Liability Insurance, Stock, Contract Works, Owned Plant can be added to the policy

Who do we cover?

We cover all types of businessesWe cover Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships

Electricians typesBathroom designers, bathroom fitters and bathroom installers

from individuals to medium sized companies specialising in interior and electrical installationIndividuals and small to medium sized companies specialising in bathroom design and installation

Cover up to £3mBusinesses with a turnover up to £3M, and up to 15 employees

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Provided by
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At Trade Direct Insurance we continually strive to be one of the best, and work with the some of the best. Our partnership with Zurich Insurance, one of the most respected names in the insurance industry, means that we can offer our clients tailor-made insurance packages that are designed to meet the needs of their profession.

Our specialised policies can provide immediate cover for more than 70 construction trades, from bathroom designers and installers, to painters and decorators and window cleaners.

Our combined liability insurance policies with Zurich Insurance are geared to your needs as a bathroom installer, and are unique to Trade Direct – you won’t find this policy anywhere else.

Levels of cover

We have 3 levels of cover, starting with Essentials which offers Public Liability insurance cover, starting at £1M and rising up to £5M. If you have employees, then £10M of Employers’ Liability cover is included. In addition to this, you can add a range of optional extensions such as Contract Works, Hired Plant, Owned Plant and Jury Service. Jury Service cover, which is available for the policyholder, is designed to pay an amount of £250 a day for the first 10 days, and £50 per day thereafter while you are performing Jury Service.

If you choose Classic or Plus cover £1,000 of 24 hour Tools insurance is included, and you can increase this cover on your hand and portable power tools up to a maximum of £15,000. Tools are insured all over the United Kingdom and overnight theft insurance is included as long as your vehicle is locked when unattended. Classic and Plus also include £100,000 of Professional Indemnity insurance – designed to cover you for claims against advice and guidance that you have provided.

When selecting Plus cover, we also offer Personal Accident insurance which is designed to provide a weekly income if you are unable to work as the result of an accident at work. You can also choose to add this to employees.

A name you can trust

At Trade Direct, we’ve been insuring tradesmen and businesses for over 30 years, so we know a lot about the insurance needs associated with the building and construction industry. We insure over 70 different trades and professions, and we have over 40,000 customers who have chosen us for our quality product, first class service and trade prices. We’re proud of our customer service, and are available from 08:00 to 20:00 Monday to Thursday, and 08:00 to 18:30 on Friday, so you can organise your insurance at a time that suits you.

Why do I need Public Liability insurance?

You and your company may be financially liable for the result of an accident caused by you, your company or a contractor either at your premises or elsewhere. Public Liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind, many companies and trade associations require evidence of Public Liability insurance.

Get a quote

To obtain your bathroom installers quote, please click the “Get a Quote” button above, or call our helpful and knowledgeable team on 08000 280 380. We’re here 08:00 to 20:00 Monday to Thursday, and 08:00 to 18:30 on Friday, so you can organise your insurance at a time that suits you.


Our FAQs are designed to answer some of the questions you may have on our Public Liability cover. Click here for more information.

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Our exclusive public liability policy for tradespeople is underwritten by Zurich, one of the world’s largest insurers.

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Our website uses secure encryption, from Thawte, so you can be confident that your data is safe on our website.

Why choose Trade Direct Insurance

Over 40,000 customers insure with us
Over 30 years experience insuring trades
A Zurich product for peace of mind
Up to 10% No Claim Discount (with 2 years claim free)
Quality cover at a great price
Quick quote in 60 seconds
Option to pay via instalments (Trade Direct is a credit broker and not a lender)

On The Tools' Best Insurance Provider 2017

Trade Direct Insurance was named the Best Insurance Provider at the On The Tools Awards for the second year running.

On The Tools is the largest online community of tradespeople in the UK, and we couldn’t be prouder to provide them with support and cover.