Public Liability for Tradesmen
Comprehensive Public Liability cover at a great price with free tools cover
From sole traders to limited companies, our Tradesman Public Liability policy provides comprehensive cover at a great price.
And we now include £1,000 of tools insurance absolutely free with every policy purchased!
Policy benefits include:
- Public Liability cover of £1m, £2m or £5m
- £1000 tools cover free of charge
- Quick and easy quote process
- Premiums from just £41.72
- Payment by credit or debit card online, or by 12 Direct Debit Instalments*
- Immediate cover with no paperwork for you to complete
- Public Liability excess reduces to NIL after 24 months of claims free cover
- £50,000 Professional Indemnity cover free of charge
- Free Temporary Employee cover where Employers Liability is purchased
- Optional covers including Employers Liability, Tools, Stock, Contract Works, Owned Plant and Hired-in Plant
- Underwritten by one of Europe's largest insurance companies - Zurich Insurance
Please click here for an immediate 'quick quote'
* Direct Debit Instalments - a 6% credit charge (£15 minimum) applies. Please contact our office to use this payment method having obtained your online quote
What is Public Liability Insurance?
Public Liability Insurance covers you for any damages or compensation payments a member of the public or a customer may be awarded as a result of injury or damage to them or their property caused by you or your employees whilst you work at their premises. It also includes cover for legal fees and expenses.
Why Do I need Public Liability Insurance?
You need Public Liability Insurance to protect yourself and your business against claims of negligence, with many customers insisting on cover being in place before work can commence.
Who do we insure?
We offer low Public Liability Insurance premiums to over 70 trades, including Plumbers, Plumbing and Heating Engineers, Gas Installers, Air Conditioning and Ventilation Engineers, Electricians, Builders, Carpenters, Painters and Decorators, Plasterers, Bricklayers, Construction workers and Kitchen Installers. Please refer to the right hand panel for our full list of occupations.
Why choose Trade Direct's Public Liability cover?
Trade Direct have been offering Tradesman Public Liability Insurance for over 20 years, and currently have over 25,000 customers. Our Public Liability Insurance has been designed to meet the needs of sole traders and businesses with up to 10 employees. You have the option to choose £1,000,000, £2,000,000 or £5,000,000 worth of Public Liability Insurance and Products Liability Insurance. This cover can be extended to optional extensions such as tools insurance, stock insurance, own plant insurance, hired-in plant insurance, contract works insurance, personal accident insurance and jury service insurance. All policies include £1,000 of tools insurance absolutely free
What is Employers Liability Insurance?
Employers Liability Insurance covers the costs and legal fees your business may be liable for in the event an employee dies, is injured, or made ill at work. You are required by law to take out Employers Liability Insurance when you have employees. Including Trade Directs Employer's Liability to your policy will cover you up to a limit of £10m for the bodily injury of your employees.